Hour 1: Aired on Tuesday, August 30, 2016

- Chris (New Haven, CT) is new to Dave's plan and asks how to prioritize her financial goals.

- Zach (Winston-Salem, NC) wonders if he should take a loan from family to pay off his student loan.

- Jarek (Davenport, IA) is thinking about taking $6,000 from an educational savings account to pay his wife's student loan.

- Mark (Fort Lauderdale, FL) is fiscally responsible and wants to know why he can't use a credit card.

- Xavier (Phoenix) needs to know if he should walk away from his mortgage.

- Heidi (Blackfoot, ID) wants to know more about staying out of debt while in college.

- Cat (San Antonio, TX) has a question about her additional income.

- Tracy (Detroit) doesn't have debt but feels broke.

- Dave reads a Facebook question from Robin, who asks where within the Baby Steps to fully fund a health savings account.