Hour 2: Aired on Thursday, July 14, 2016

- This hour, our guest hosts Ken Coleman, Chris Hogan, and Rachel Cruze talk about their books and media appearances.

- Raegon (Hagerstown, MD) asks about refinancing.

- Rachel talks about her new 14-Day Money Finder at RachelCruze.com.

- Charlie (Cincinnati) wants to know how to get his wife on board.

- Our hosts read a Facebook question from Erin, who is finding it difficult to budget.

- Chris talks about a budgeting tip that involves waiting 72 hours before making a big purchase so you have time to think about it.

- Rebecca (Chicago) wants to know if she should treat her kids' college tuition as a snowball debt or pay it monthly and build up an emergency fund.

- Chris talks about how to use his R:IQ tool on his website, ChrisHogan360.com.

- The hosts read a Facebook question from Shana, who asks if there is a solution for people who find themselves in massive student loan debt.

- Ken and Chris talk about the Retire Inspired podcast.

- Eli (Tucson, AZ) wonders what percentage he should contribute to a Roth IRA.

- Our guest hosts read a Twitter question from Andre, who needs to know if he should buy his next car with cash or lease it to rebuild his credit.