Hour 3: Aired on Thursday, July 14, 2016

- Alex (Seattle) wants to know what debt he should pay off first.

- Seth (Durham, NC) wonders how to incorporate a 501(c)(3) and select officers for the corporation.

- Marie (New Orleans) is having problems caused by under-budgeting and overspending.

- Bethany (Detroit) asks how to increase her income and pay off debts.

- Michelle (Houston) wants to know if she should take out a personal loan to clear the student loan her mom took out for her.

- Shriram (Cincinnati) has an uncertain immigration status that affects the housing arrangements.

- Dave reads a Facebook question from Abe, who wonders the best way to attend medical school without taking out student loans.

- Dave reads the Scripture and quote of the day.

- Danny (Palm Beach, FL) wants to know if he needs a living trust.

- Richard (Kansas City, MO) has a question about reverse mortgages.