Hour 1: Aired on Monday, September 5, 2016

- Dave and Rachel Cruze talk about the possibility of going to college debt-free and take calls from people who have.

- Faith (Fort Hood, TX) worked all the way through school and graduated debt-free from a private college with a 4.0 GPA in four years.

- Matt (Salt Lake City, UT) worked while going to school and graduated in four and a half years.

- Dave and Rachel recap the previous two calls and discuss the myth that you can't work a job while you're in college.

- Karla (Houston) worked as a real estate agent and waitress while in school, which allowed her to graduate debt-free in four years.

- Cile (Mobile, AL) got scholarships, maintained the requirements for them, and graduated in four years without going into debt.

- Hailey (Baton Rouge, LA) won scholarships and graduated with a bachelor's and master's degree.

- Dave and Rachel reiterate to listeners that you can go to college debt-free.