Hour 3: Aired on Tuesday, July 19, 2016

- Larry (Rapid City, SD) asks if he needs liability insurance.

- Gabriella (Odessa, TX) wants to know if she should buy a home her dad is selling before she gets out of debt.

- Dave reads a Twitter question from Ted, who wonders if it's okay to invest in single stocks after Baby Step 6.

- Charles (Phoenix) needs to know how to get his girlfriend on board.

- Rick and Sylvia (Midland-Odessa, TX) are debt-free after paying off $189,000 in five years!

- Bill (Akron, OH) wants to know if he should keep his car for now.

- Dave reads the Scripture and quote of the day.

- Matt (San Diego) needs to know how to start paying off debt.

- Dave talks about EntreLeadership 1-Day in Kansas City on October 19.

- Dave reads a Twitter question about quarterly 401(k) statements.