Hour 2: Aired on Tuesday, September 6, 2016

- Vanessa (Oklahoma City) wonders if she should buy a brand-new car if she has the cash to pay for it.

- Stephen (Baton Rouge) wants to know if he should cash out a 401(k).

- Michael (Jacksonville, FL) asks whether he should buy Index Universal Life Insurance or not.

- Amy (Atlanta) is looking for help getting her side business going. 

-  Kyle (Springfield, IL) wonders if he needs an umbrella insurance policy. 

- Ann (Los Angeles) wants to upgrade her house. But should she?

- Kenneth and Michelle (Omaha, NE) scream that they are debt-free. They paid off $90,000 in 32 months!

- Christopher (New York, NY) weighs his options between paying off debt and buying a house.

- Dave talks about the Labor Day Sale on daveramsey.com.

- Carrie (Phoenix) says her boyfriend's wages are being garnished. What can he do?

- Brandon (St. Petersburg, FL) is being gifted a down payment.