Hour 3: Aired on Tuesday, September, 6, 2016

- Tyler (Ft. Worth, TX) asks how to save 15% for retirement.

- Victoria (Spokane, WA) wonders how to get rid of increasing student loans.

- Dave encourages listeners to check out Love Your Life, Not Theirs, the latest book from Rachel Cruze.

- Jillian (Los Angeles) has a question about mortgage insurance.  

- Matt (Little Rock, AR) is trying to figure out whether he should take his pension in a lump sum or in payments.

- Dave reads a Facebook question from Lana, who asks if the debt snowball principle (paying off debts smallest to largest) applies to business debts too.

- Dave reads a Twitter question from Wes, who asks if he should sell stocks and put them into a less volatile investment.   

- Jesse and Amanda (Indianapolis) are debt-free! They paid off $79,623 in just 17 months.

- Dave reads the Scripture and quote of the day.

- Mike (Boston) inherited his father’s house and asks Dave for advice.

- Dave shares the upcoming Smart Money Tour event dates.

- Matthew (Phoenix, AZ) asks if he should sell his Jeep.

- Dave rants about our love for cars and how we over-rationalize gas mileage savings.