Hour 1: Aired on Wednesday, September 7, 2016

- Jerrod (Phoenix) and his wife are expecting their first child in January. Should they put money into an HSA while in Baby Step 2?

- Jack (Winnipeg, Manitoba) wonders where he should invest to buy a house.

- Dave reads a question from Facebook. Nathan asks, what is the penalty for getting out of a whole life policy?

- Daniel and Tracy (Allentown, PA) give their debt-free scream from the lobby. They paid off $217,000 in 39 months!

- Dave and his daughter Rachel Cruze talk about the 14-Day Money Finder and Rachel’s new book, “Love Your Life, Not Theirs.”

- Samantha (Raleigh-Durham, NC) needs advice on how to talk to her parents about a will.

- Dave and Rachel share details on the upcoming Smart Money Tour and other events.