Hour 3: Aired on Wednesday, September 7, 2016

- Sarah (Seattle) asks how to fund college for her kids.

- Teri (Portland, OR) needs to know the goal amount for a solid emergency fund.

- Shawn (Lafayette, IN) wonders whether he should pay off his 401(k) loan or put money toward Baby Step 3.

- Joey (Cincinnati) asks how to help his 18-year-old brother learn how to be wise with money.

- Dave answers the Blinds.com question of the day. Teresa asks if Dave would suggest a 529 fund for her child’s college savings.

- Adrian (Phoenix) asks if he should refinance to drop mortgage insurance and his high interest rate.

- Sharon (Pittsburgh, PA) needs advice on how to counsel her daughter on money.

- Dave shares the Scripture and quote of the day.

- Dave rants about dumb money decisions.