Hour 3: Aired on Monday, July 25, 2016

- Melissa (Sacramento, CA) is on Baby Step 2 and wonders how to get out of a car lease.

- Dave explains why leasing a car is a bad idea.

- Genia (Fort Smith, AR) tells Dave about the progress she's made since hearing about him a year ago.

- Lisa (Los Angeles) asks if she should sell her rental property.

- DeCarlo (Baton Rouge, LA) has several young children and needs to know how to get started.

- Page and Amber (Durham, NC) have paid off $68,000 in 32 months to become debt-free!

- Dave talks about his easy-to-use budgeting software, EveryDollar.

- Dave reads the Scripture and quote of the day.

- Chase (Meridian, MS) wants to learn more about growing his business while he's in school.