Hour 1: Aired on Friday, September 9, 2016

- Doug (Atlanta) wants to get an IRA but is frustrated at the high fees.

- Bryan (Madison, WI) is discouraged with his employer. How can he move his career forward in a seemingly dead-end job?

- Dave talks about the Smart Conference coming up in Houston and Atlanta.

- Peter (Portland, OR) asks if he should stop his retirement savings in Baby Step 2.

- Jessica (Dallas) wonders if she can make minimum payments in Baby Step 2.

- Alex and Selenia (St. Louis) give their debt-free scream from the lobby after paying off $82,000 in just under three years.

- Lisa (Reno, NV) is saving for a rental property after paying off college. Where and how should she save?

- Holly (Orlando) needs ideas for encouraging her husband.

- Dave reads a question from Facebook. Tim wonders if Dave would ever consider opening a bank.