Hour 1: Aired on Tuesday, July 26, 2016

- Whit (Dubuque, IA) says she and her husband are not on the same page with money.

- Ashley (Birmingham, AL) wonders if she should refinance her mortgage.

- Jenn (Ontario, Canada) tells Dave that her boyfriend won't budget and doesn't want to talk about the subject.

- Josh and Annette (San Antonio, TX) are debt-free after paying off $233,000 in seven years and nine months.

- Dave promotes Rachel Cruze's new book, Love Your Life, Not Theirs.

- David (Los Angeles) wants to know if he and his wife should move for her new job.

- Francesca (Kansas City, MO) asks if she should use her 401(k) to pay off debt.