Hour 1: Aired on Wednesday, July 27, 2016

- Joe (Nashville) has a question about student loan consolidation.

- Dave (Cincinnati) needs to know if he should take a lump sum.

- Dave encourages listeners to attend his most popular class, Financial Peace University.

- Mary (Dallas) wonders how much she should spend on an RV.

- Robert and Sierra (Aberdeen, SD) are debt-free after paying off $46,250 in 20 months.

- Derek (Detroit) is afraid he won't get to spend time with his wife if he gets a second job.

- Dave reads a Twitter question from John, who asks if it's possible to open multiple IRAs to stay under the contribution limit.

- Dan (Nashville) wants to know how he can help his elderly sister in New York who is $50,000 in credit card debt.

- Dan (San Antonio, TX) recently enlisted in the military and needs to know if he should sell his house or rent it out.