Hour 3: Aired on Wednesday, July 27, 2016

- Fred (Dallas) wonders if he should sell his failing business.

- Dave welcomes guest Anthony ONeal to the studio, and they talk about back-to-school time and how parents can set up their kids to succeed.

- Calvin (New York) wants to know how to motivate his 19-year-old little brother.

- Rene and Marisa (Albuquerque, NM) have paid off $97,000 in 22 months and are now debt-free!

- Dave talks about the Smart Conference and its lineup of speakers, including Anthony!

- Dave reads the Scripture and quote of the day.

- Heather (Boise, ID) asks where to find scholarships for a child preparing for college.