Hour 2: Aired on Tuesday, September 13, 2016

- Kyle (Great Bend, KS) is losing money through his wife's MLM company. How can he convince her to slow down?

- Dave rants about the ups and downs of MLMs. 

- Dave talks about Rachel Cruze's new book, "Love Your Life, Not Theirs."

- Dave encourages listeners to watch the free YouTube live-stream of the Smart Money event on Rachel Cruze's page. 

- Cathy (Baltimore, MD) asks if she should pay HELOC with a 401(k) since her husband's pension is frozen. 

- Dave answers Brittany's question from Twitter. How do you define "profits" as the sole proprietor of a business. 

- Dave answers the Blinds.com question of the day. Vince has $260,000 in student loan debt. Should he hold off saving for retirement to pay it off?

- Renee (Jackson, TN) can't get term life insurance. 

- Darrah (New York, NY) and her husband are in debt with two cars. Should they sell? 

- Hunter and Kelti (Ft. Worth, TX) give their debt-free scream from the lobby after paying off $74,000 in 11 months. 

- Angela (Baltimore, MD) asks how to quickly save for an emergency fund and down payment for a house.