Hour 2: Aired on Wednesday, September 14, 2016

- Chris Brown, Ramsey Personality and host of the Chris Brown’s True Stewardship radio show, joins Dave in the studio. 

- Allen (Tulsa, OK) asks how to budget for a wedding while in debt. Should he be debt-free before the wedding?

- Ben (Cincinnati, OH) needs to know what to do with his fiancée's car. She owes $18,000, and it's worth $15,000.

- Kay (Birmingham, AL) owes $9,000 on her minivan. Should she sell it or keep it and start a shuttle service?

- Josh and Kerrilyn (Ogden, UT) give their debt-free scream. They paid off $44,582 in 19 months. 

- Keela (Houston, TX) is starting a new business. Should she file for an employee ID number or incorporate?

- Santiago (Ecuador) calls for advice on his whole life insurance policy. 

- Anthony (Fort Myers, FL) asks how to budget on an irregular income. 

- Jordan (Charlotte, NC) wonders how to structure his savings.