Hour 1: Aired on Friday, September 16, 2016

- Dave talks about the Smart Money event that was streamed live on Youtube for free. 

- Mary Ann (Nashville, TN) is starting over and doesn't know where to go or what to do. 

- Renee (Tucson, AZ) asks if she should consolidate her massive student loan debts. 

- Susie (Chicago) wonders if she should pay off debt that is in collections. 

- Ron (Lexington, KY) is transitioning his 14-year-old son from Give, Save and Spend envelopes to a checking account. How should he do that?

- Pete and Rachel (Orlando) give their debt-free scream from the lobby. They paid off $338,850 in 35 months. 

- Heather (Nashville, TN) needs help getting out of a car lease. 

- Dave answers the Blinds.com question of the day. Jason asks what age is too old to go back to school and start over. 

- Nicole (San Francisco) asks if she needs an emergency fund for her business. 

- Kevin (Cincinnati) and his wife are trying to get their money situation in order after a cancer diagnosis.