Hour 3: Aired on Monday, September 19, 2016

- Shayla (San Antonio) just lost her car in an accident. The insurance company is offering less than that she feels the car is worth. What should she do? 

- Philip (Raleigh-Durham. NC) is attempting to sell his house in Alabama. Should they do a deed instead of a foreclosure?

- Samantha (Tulsa, OK) asks how she can make a business plan for a product she's developed. 

- Adam (Phoenix, AZ) just got a new job. Should he get a better car?

- David (Honolulu) is debt-free after playing off $18,000 in 19 months. 

- Dave shares the scripture and quote of the day. 

- Dave talks about the online budgeting tool, EveryDollar.

- Carol (Grand Rapids, MI) wonders if her parents should refinance or do a reverse mortgage. They're in their mid-80's.

- Dave answers a question from Twitter. Sam asks how Dave defines "broke people."