Hour 1: Aired on Wednesday, September 21, 2016

 - Julie (Las Vegas) has four kids. How can she plan for the extra money she’ll need for everything?

- James (Atlanta) asks how to save for college for their 4 small kids.

- Wade (Idaho Falls, ID) wonders if he should sell his triplex.

- Rachel (Springfield, IL) asks if she should give money to her nephew.

- Rick (Fort Wayne, IN) asks how he can help direct his grown children.

- Jeremy (Denver) is debt free paying off $37,000 in 4 years.

- Carol (Oakland) is considering life insurance. Should she get it?

- Dave answers Steven’s question from Twitter. Should he ask for and expect a discount if paying cash for a car?

- Dave talks about the radio show Chris Brown’s True Stewardship.

- Amanda (Huntsville, AL) asks if it’s too late to save for retirement.

- Dave answers the Blinds.com question of the day. Jeff has a $33,000 loan. Should they convert it to a HELOC and 401(k) loan?

- Dave answers David’s Twitter question. What kind of chair does Dave use in studio. SPOILER: Dave doesn’t know.