Hour 1: Aired on Thursday, September 22, 2016

- Suzanne (San Francisco) asks if her husband should take a new job in Chicago. They'd have to move and the commute would be longer, but pay would be better.

- Dave answers Steve's question from Twitter. How long should you hold a mutual fund until you realize it's not going to bring the kind of return you want?  

- Anthony ONeal joins Dave in the studio to talk about students and money.

- Dave and Anthony talk about the Smart Conference.  

- Brittany (Mitchell, SD) needs to know how to talk to her 15-year-old stepdaughter about paying for school.

- Dave answers a Twitter question from Ben. He and his wife are debt-free except for student loans. Is having a zero credit score something worth going for?

- Beth (Los Angeles) gives her debt-free scream. She paid off $19,566 in just 17 months.