Hour 1: Aired on Friday, September 23, 2016

- Chris Brown joins Dave in studio. 

- Tim (Colorado Springs, CO) is trying to decide between buying a new or used car for his wife. 

- Chris (Buffalo, NY) is considering moving money into a Roth Thrift Savings Plan.

- Jason (Indianapolis) asks if he should invest or fund 529 plans for college. 

- Tom (Nashville, TN) wonders if he should buy an extended warranty for his car. 

- Dave announces some job openings at Ramsey Solutions. 

- Brian and Katie (Indianapolis) give their debt-free scream from the lobby. They paid off $125,189 in 29 months. 

- Lewis (Fort Lauderdale, FL) invested in real estate with adjustable-rate mortgages and balloons. Which loan should he tackle first? 

- Dave and Chris talk about the Smart Conference event coming to Houston and Atlanta. 

- Robert (St. Louis, MO) asks if he and his wife should pay off debts or pile up cash since his wife is sick.

- Alyssa (Dallas, TX) is $10,000 upside-down on her car. She can't refinance. What can she do?