Hour 3: Aired on Monday, August 08, 2016

- Chris (Phoenix) is wondering about switching careers after getting a job offer.

- Ashley (Atlanta) asks if she should refinance her car.

- Dave recaps Brexit and how the economic fallout following the vote was really inconsequential.

- Troy (Jacksonville, FL) got rid of $42,000 in debt in two years and is now debt-free!

- Dave reads the Scripture and quote of the day.

- Dave talks about SmartVestor.

- Samantha (Phoenix) has a husband who isn't on board with the plan.