Hour 3: Aired on Thursday, August 11, 2016

- Girard (Grand Rapids, MI) wants to know how to budget for an irregular income.

- Alan (Orlando) asks how he can help guide his mother in a business decision.

- Dave reads the Blinds.com question of the day from Dave, who asks about keeping or selling his cars.

- Symone (San Francisco) wonders what sort of degree she should get.

- Dave talks about our YouTube channel.

- Stephen (Baton Rouge, LA) needs to know if he should take out a loan on his 401(k) to pay off credit card debt.

- Samuel and Brittany (Raleigh-Durham, NC) are debt-free after paying off $46,000 in three years!

- Crystal (Phoenix) says her husband owns a home with his parents, and she wonders how it will impact her taxes if they sell it.

- Dave reads the Scripture and quote of the day.

- Jason (Myrtle Beach, SC) wonders how to prepare for an upcoming layoff.

- Bob (Colorado Springs, CO) wants to know why credit cards are bad.