Hour 1: Aired on Thursday, September 29, 2016 

- Adam (Indianapolis, IN) is starting to pay off his $200,000 in debt and needs advice.

- Lacey (South Bend, IN) asks how to coach her boyfriend on whether or not to buy a new truck.

- Valerie (Topeka, KS) is falling short on her budget every month and wants to fix it.

- Ron (Spokane, WA) is changing jobs. He has a small pension from his previous job. Should he cash it out?

- Ryan (Richmond, VA) works in a seasonal business and wonders how to budget to survive the winter months.

- Dave answers Angela's question from Twitter. How do you balance doing what you love and making good money?

- Dave talks about the Smart Money Smart Kids class.

- Ryan (Phoenix) wants to work on Baby Step 2, but his wife isn’t allowed to stop her retirement plan until the start of the next school year.

- Lisa (Fort Myers, FL) needs advice. Her mom cosigned on a loan with Lisa’s brother. Now the loan has been called. What can they do?