Hour 3: Aired on Friday, August 12

- Roberta (Las Vegas) and her husband are disagreeing about helping her elderly mother-in-law, who has poor spending habits.

- Dave and Jen (Milwaukee, WI) paid off $110,000 in debt in six and a half years!

- Dave reads the Blinds.com question of the day from Harold, who asks how to get started on a budget since he's behind on bills.

- Saul (Toledo, OH) needs to know about saving for a house while in Baby Step 2.

- Patrick (Temple, TX) wonders if he should invest while saving for a house.

- Dave reads the Scripture and quote of the day.

- Adam (Orlando) has a question about emergencies versus paying debt.

- L.J. (Denver) wonders how to structure a small business.