Hour 2: Aired on Monday, August 15, 2016

- Ellen (New York) has an unstable job situation and wonders if she needs a bigger emergency fund.

- Ashley (Knoxville, TN) is setting up an Etsy business and has a question about dealing with the interstate brand of commerce.

- Dave reads a Facebook question from Lisa, who is disagreeing with her husband about giving credit cards to their college-age kids.

- Kendra (Washington, D.C.) asks how much she should spend on her first home.

- Daniel and Eva (Fort Worth, TX) are debt-free after paying off $195,200 in five years and 10 months!

- Rudy (Houston) is a 20-year-old college student who wants to know where she should focus her spending.

- Dave talks about our new SmartVestor tool.

- Josh (Chattanooga, TN) wonders if he should refinance.

- Dave reads a Twitter question from Woodrow, who has a question about how an income REIT works.