Hour 3: Aired on Tuesday, August 16, 2016

- Ryan (Pittsburgh) needs advice on how to pay for the small business he wants to buy.

- Mark (Baltimore) has a question about using investments to pay down the balance on his house.

- Troy (Minneapolis-St. Paul, MN) wants to know how to pay for a wedding.

- Dave reads the Blinds.com question of the day from Danny, who wonders if his father should cancel a universal life policy.

- Dave talks about the $1,000 weekly prizes at DaveRamsey.com that are part of the Win With Money giveaway.

- Dave says we're going to do a "stupid tax" theme hour and encourages people to send in stories.

- Louis (Boise, ID) wonders how to get a mortgage since his credit score is zero.

- Dave reads the Scripture and quote of the day.

- Tiffany (Baltimore) needs to know what to do with her son’s stipend.

- Dave reads a Twitter question from Valerie, who wants to know if she should borrow from her 401(k) or get a low-interest loan to buy a car for her teenager.

- Bud (San Bernardino, CA) doesn’t know how to get his wife on board with Dave’s plan.