Hour 1: Aired on Thursday, August 18, 2016

- Alex (Seattle) asks if he should take out a mortgage.

- Dustin (Hobbs, NM) wants to sell land that was gifted to him.

- Rich (Pittsburgh) wonders how to apply money gifts to his budget.

- Jill (Knoxville, TN) asks about switching to a health savings account.

- Charlie (St. Louis) wonders if he should save for a college or a home.

- John and Liz (Louisville, KY) are debt-free after paying off $65,000 in 28 months!

- Mark (Columbia, MO) asks if he should settle a credit card debt.

- Dave reads a Facebook question from Vicky, who wants to know Dave's opinion on term insurance with a living benefit.

- Dave reads a Twitter question from Brian, who needs to know the difference between rent-to-own and rent-with-an-option-to-purchase for a personal residence.

- Cody (Dayton, OH) asks if he should join a teacher's union.

- Brian (Salt Lake City, UT) wonders if he should do a limited liability company or an S-Corp.