Hour 1: Aired on Thursday, October 6, 2016

- Kim (Cape Cod, MA) asks Dave if she should be saving retained earnings in her small business.

- Eric (Richmond, VA) wants to know if he should transfer all his credit card balances to another 0% card. 

- Rachel Cruze calls in from Birmingham to discuss her book tour and last night's big book signing party in Nashville. 

- Darryl (Atlanta, GA) is struggling to connect with his wife about money and wants to know how to get on the same page.

- Chris (Toledo, OH) says he currently has job insurance through his union, which will pay out if he loses his job. Is it worth it? 

- Paula (Oklahoma City, OK) asks Dave if she should open a bank account for her 13-year-old, who just got a part-time job. 

- Dean (Clarksville, TN) wants to know how to begin flipping houses.

- Holly (Washington D.C.) asks Dave if she should stop Baby Step 2 while trying to get pregnant.