Hour 2: Aired on Friday, October 7, 2016

- Andrew (Pittsburgh, PA) says his stepfather has had a whole life policy for 40+ years, with a cash value of $17,000. Should he cash it in and buy term life?

- Kelly (Albuquerque, NM) has questions for Dave about retirement.

- Dodd on Twitter asks Dave about HSAs. 

- Michael (Detroit, MI) and his wife want to pay cash for a vacation home. Should they make an offer?

- Martha (Houston, TX) says her boyfriend wants to start a craft beer store by taking a loan from his parents. 

- Judy (Houston, TX) is in the lobby to make her debt-free scream after paying off $58,000 in 5 months. 

- Jerry (Birmingham, AL) says his wife is getting a lump pension of $272,000, and they owe $110,000 in debts. What should they do with the extra cash?

- Matt (Palm Springs, CA) bought a car from his cousin and paid in installments. Now the cousin says he owes more than they agreed on. What should he do?