Hour 2: Aired on Thursday, October 13, 2016

- Martin (Chicago, IL) has questions for Dave about switching careers.

- Michael (Fort Worth, TX) wants to know how to pay off medical bills for a special needs child. 

- Rachel Cruze calls in from Midland, Texas, to report on her book tour for "Love Your Life, Not Theirs." 

- Meghan (Winchester, VA) is in the Ramsey Solutions lobby and has a question. How can she spend money without feeling weird after becoming debt-free? 

- Theresa (Houston, TX) wants to sell her second home but her son is living in it and he's broke. How should she handle this situation?

- Glade (New York, NY) has $300,000 worth of student loans. Is a student loan repayment program a good idea?

- Steve on Twitter asks Dave if he should use a $120,000 IRA to pay off $50,000 in debt while living on a $100,000 income.