Hour 1: Aired on Thursday, October 20, 2016

- Amanda (San Diego, CA) is debt-free and wants to know if she should increase her retirement savings.

- Curtis (Wichita, KS) wants to know if he's ready to start a new eCommerce business.

- Daniel (Dallas, TX) needs advice on what to do with a $3,000 accident settlement. 

- Edward (Bend, OR) has questions about how to make profits off mineral rights.

- Koda and Kelly (Minneapolis, MN) are in the lobby to give their debt-free scream after paying off $32,000 in 10 months.

- Dave answers a question from Twitter. J.T. wants to know if a savings account is the best place to park money for a down payment on a house.

- Maria asks a question from Facebook. Should she move money out of an IRA and 401(k) when changing jobs?

- Chris (Portland, OR) has car payments, but he really likes the car and asks if he should sell it while on Baby Step 2.

-Amy (New York, New York) says her in-laws hold their mortgage. How should she approach paying it off?