Hour 2: Aired on Thursday, October 20, 2016

- Brook (Atlanta, GA) is worried about stopping retirement contributions while on Baby Step 2. 

- Christine (Boise, ID) wants to know if they're financially ready for her husband to start a new business.

- Tiffany (Sacramento, CA) asks if they need additional insurance on their rental home if the tenants want to conduct business there.

- Betty (Oklahoma City, OK) wants to know if she should keep her cancer, accident, and calamity insurance policy. 

- Dave answers a question from Facebook. Eric asks if a second mortgage should be considered part of the debt snowball or be paid off in Baby Step 6.

- Mike and Penny (Orlando, FL) are in the lobby to give their debt-free scream after paying off $31,000 in 40 months.

- Brenda (Fresno, CA) says her 14-year-old daughter gets survivor benefits. Should she put that money into a 529 college savings fund?

- Ted (Bloomington, IL) asks Dave if there are tax implications for cashing in a whole life insurance policy.

- Samad (New York, NY) wants to know the best way to pay off credit card debt.

- Jeannie (Columbia, SC) has a question about her husband's debt.