Hour 3: Aired on Thursday, October 20, 2016

- Michelle (Phoenix, AZ) asks how to save their house from foreclosure.

- Suellen (Lansing, MI) wants to know how to tithe on a fixed income.

- Jason (Sacramento, CA) asks Dave how to approaching repaying a 0% mortgage loan with no prepayment penalty.

- Clint and Allison (Iowa City, IA) are debt-free after paying off $45,000 in 12 months.

- Margaret on Facebook says her children received credit card applications in the mail. Is this legal?

- Dave reads the Scripture and quote of the day.

- Joe (Tampa, FL) is worried that his municipality may bankrupt soon. Should he get vested in his pension, and how should he prepare? 

- Dave reads the Blinds.com question of the day. Jameson's car is about to die and he wants to know if he should stop student loan payments for a few months in order to cashflow a used car.

- Jeremy (Phoenix, AZ) wants advice from Dave on how to get his wife to participate in the budgeting process.