Hour 2: Aired on Wednesday, October 26, 2016

- Jennifer (Houston, TX) asks if she needs additional life insurance.

- Matthew (Fayetteville, NC) wants to pay off debt, but he wonders how long he should stop funding retirement to do it.

- Dave talks about the special going on in the online store using the mystery coupon code TREAT.

- Melissa (Casper, WY) is working for her mom, but wants to go out on her own.

- Owen (El Paso, TX) is $30,000 in debt. Should he keep paying off debt or save for when he gets out of the military?

- Chris (Chicago) wonders if now is the time to refinance, or if he should wait until all debt is paid off.

- Tim (Lexington, KY) has more money going out each month than coming in. How can he adjust his budget?

- Terry (Knoxville, TN) asks about taking a lump sum on his pension versus taking social security as soon as that's available. 

- Dave answers the Blinds.com question of the day. Dallin and his wife only have one car. Should he pause Baby Step 3 to buy a car for his wife?

- Dan (Stockton, CA) has mutual funds given to him by his dad. Should he continue to invest in them or cash them out? 

- Caitlin (Washington, DC) is eligible for a VA loan and spending $1,675 per month on rent. How much should she spend on a home?

- Dave rants about buying a house when you're broke.