Hour 3: Aired on Monday, February 13, 2017

- Adam (Phoenix, AZ) is $80,000 in debt. His wife wants to stop working in four months. 

- Steve (Pittsburgh, PA) just got married. Should they buy a house?

- Dave talks about the importance of Financial Peace University. 

- Andy (Phoenix, AZ) accepted a higher-paying job. How should he resign from his current position?

- Eric (Lexington, KY) asks when to start teaching his 3-year-old about money and responsibility. 

- Mark and Kelsey (Grand Rapids, MI) do their debt-free scream from the lobby. They paid off $47,000 in 18 months. 

- Michael (Spokane, WA) took out a Parent Plus student loan for their child. Should they refinance it or pay it off?

- Dave shares the Scripture and quote of the day. 

- Ruben (Boise, ID) asks if a line of credit is comparable to having a credit card. 

- Stacy (San Luis Obispo, CA) has a friend who bought a $38,000 car last year and he's drowning in debt. 

- Tim (Detroit, MI) asks if a debit card is protected from fraud. 

- Rose (Colorado Springs, CO) is in a disagreement with her husband about helping his brother.