Hour 1: Aired on Thursday, February 16, 2017

- Jeff (Sacramento, CA) wants to move into a lesser house but his wife is uneasy about it. 

- Dave answers a Twitter question from James. He wants to read books by Zig Ziglar. Where should he start?

- Ricardo (Bozeman, MT) is worried about private mortgage insurance (PMI) and isn't sure whether they should buy a home or not. 

- Neil (Tucson, AZ) needs help guiding his high school son toward college. 

- Cody and Jami (Bethlehem, PA) do their debt-free scream. They paid off $100,000 in one year. 

- Dave answers Will's question from Twitter. How do you know if your neighborhood is on the way up or down. 

- Nancy (Orlando, FL) can't afford to spend 25% of take-home pay on housing. 

- Chris (Orlando, FL) received a collection settlement letter, but it's not signed. Is it valid?

- Dave answers Jonny's question from Facebook. Is it wise to use Roth IRA money to pay cash for a home?

- Dave explains why it isn't wise to try to take shortcuts to reach your goals.