On the season two premiere, banking legend Chip Mahan provides his wide-ranging outlook on bank technology, small business lending and the customer experience. Mahan discusses how cloud computing providers can bring processing costs down significantly; how Live Oak Bank and nCino’s proprietary loan origination software streamlined the customer experience; how Live Oak invests in an employee experience that attracts top talent; and how the $3.4 billion bank grew into the nation’s largest SBA 7(a) lender.

Listen in for a brief preview of Season 2 of the ABA Banking Journal Podcast, which starts on Sept. 5.

Evan Sparks tells the story of nine young bankers who changed America. In this episode, you’ll hear about how 27-year-old Alexander Hamilton founded the nation’s first commercial bank; Maggie Walker, the daughter of a freed slave who became the first woman to open a U.S. bank; the Tennessee community bank technologist who won the race to launch home computer banking; the junior bank officer who put together what would become the Visa network; and more.

When asked which provision of S. 2155 would be most meaningful to them, community bankers were most likely to rank the policy change to make most reciprocal deposits non-brokered. Two community bankers explain how using reciprocal deposits can help banks compete for large-dollar deposits from local businesses, nonprofits and civic institutions by providing FDIC insurance in excess of the $250,000 limit and lock in low-cost deposit funding.

Former Washington Attorney General Rob McKenna joins ABA VP Brian Murphy to discuss: how synthetic ID fraud differs from traditional identity theft and why it’s harder to root out; strategies and technologies banks are using to prevent and stop synthetic ID theft; how community banks can apply resources to tackle this problem; and a key provision in S. 2155 that helps by requiring the Social Security Administration to create a registry that banks can use verify the validity of SSNs.

With members of Congress heading home during August, it's a perfect opportunity for bankers to host lawmakers using ABA's Take Your Lawmaker to Work program. For a little more inspiration, listen to Jennifer Luce's story of building a grassroots advocacy network at FirstBank. Luce also discusses advocacy partnerships and training with ABA and the Colorado Bankers Association, how FirstBank has seen success through hosting lawmakers for in-branch visits and how FirstBank develops future leaders.

July 31 was a big day in the fintech policy world with a long-awaited Treasury report on financial innovation and an OCC announcement about its special-purpose national bank charter. To help make sense of it, ABA VP Rob Morgan discusses the highlights from the Treasury report and explores the implications of the OCC's fintech charter. Learn more about ABA's resources on yesterday's developments and other fintech news at aba.com/fintech.

As more and more states legalize the use and sale of marijuana, more and more banks are finding themselves caught between the pincer of local needs and federal law. Don Childears, who leads the Colorado Bankers Association in the first state to legalize recreational cannabis, discusses several factors banks need to consider in states that have legalized cannabis, whether they want to bank marijuana-related business or not, including reputation risk, governance issues and insurance coverage.

Earlier this month, New Hampshire Mutual Bancorp welcomed a new affiliated bank, Savings Bank of Walpole — as well as a new CEO. Gregg Tewksbury led the Walpole bank and now serves as president and CEO of the overall holding company. On the latest episode , Tewksbury joins Philip Emma — president of Merrimack County Savings Bank, another N.H. Mutual affiliate — to discuss how the mutual holding company structure allows each bank to retain its unique community presence but benefit from shared services.

When it comes to banking, Laurie Stewart has seen it all. She served as CEO of a credit union, mutual bank and commercial bank. The latter progression was at a single institution: a credit union that was outgrowing its mission and that Stewart shepherded through multiple charter conversions. On the latest episode, sponsored by Velocity Solutions, Stewart tells her story. Today, Sound Community Bank continues to reinvent itself with new technology and a focus on affordable housing in the Pacific Northwest.