Elisabeth Benjamin, vice president of Health Initiatives at the Community Service Society and co-founder of the Health Care for All New York Campaign, talks about what people can expect with next year's health insurance costs and how the government shutdown over ACA subsidies will affect open enrollment.

The live-answer helpline to reach a Navigator at CSS is:  1-888-614-5400

The New York State of Health Marketplace phone number is:  1-855-355-5777

The Get Covered New Jersey (Official state health market place) phone number is: 1-833-677-1010