AgCredit Said It

In this episode of AgCredit Said It, host Libby Wixtead sits down with Ryan Conklin, lead attorney at Wright and Moore law firm, to delve into the intricacies of dower rights and joint survivorship. Ryan shares his expert advice on how these legal concepts impact farm finance, succession planning, and property ownership. Whether you're a seasoned farmer or just starting out, this episode provides valuable insights to help you protect your assets and ensure a smooth transition for future generations. Tune in to learn practical strategies for managing your farm's financial future and avoiding common pitfalls in estate planning.

Show Notes: https://www.agcredit.net/news/episode-76-legal-strategies-farm-families-dower-rights-and-joint-survivorship

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Podcast Title - Ep. 75 Agriculture Policy in 2025: Key Updates with Jenny Mesirow

In this episode of AgCredit Said It, host Phil Young welcomes back Jenny Mesirow from the Farm Credit Council to provide an in-depth update on the Farm Bill and the latest happenings in Washington, D.C. Jenny shares her extensive experience and insights on the legislative process, the impact of new administration changes, and the critical issues facing the agriculture sector. From the intricacies of the Farm Bill to the potential tax changes under the new presidency, this episode is packed with valuable information for farmers, industry leaders, and anyone interested in the future of farm finance. Tune in to learn how these developments could affect your farm's financial future and what steps you can take to stay ahead.

Show Notes: Episode 75: Agriculture Policy in 2025: Key Updates with Jenny Mesirow | AgCredit

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In this episode of AgCredit Said It, host Libby Wixtead dives deep into the ever-relevant topic of interest rates with Dan Ebert, Chief Operating Officer at AgCredit. Together, they explore the historical trends of interest rates, their impact on agricultural loans, and what farmers can expect in the future. Dan shares valuable insights on how interest rates have evolved over the past decades, the primary factors influencing ag loan rates, and the importance of risk management. Whether you're a seasoned farmer or new to the industry, this episode offers practical advice on financial planning and preparing for future interest rate changes. Tune in to learn how to navigate the complexities of farm finance and ensure a stable financial future for your agricultural business.

Show Notes: https://www.agcredit.net/news/episode-74-navigating-interest-rates-agriculture-insights-dan-ebert

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In this episode of AgCredit Said It, host Phil Young discusses tax planning for the upcoming tax season with Alex Schomaeker from Schultz Huber & Associates. The conversation covers various tax-related topics pertinent to farmers and business owners, including changes in tax laws, depreciation deductions, capital gains, health savings accounts (HSAs), estate taxes, and common year-end tax planning mistakes. Alex provides insights into the impact of the 2024 tax changes, the importance of planning for tax deductions, and strategies for managing capital gains and estate taxes. The episode also touches on the beneficial ownership information (BOI) reporting requirements and the recent injunction affecting its implementation.

Show Notes:

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In this episode of "AgCredit Said It," host Phil Young is joined by Jordan Huntsman, a commercial credit analyst with AgCredit, to discuss evaluating the financial health of farm operations at year-end. The conversation covers key financial indicators that farmers should focus on, such as net worth and working capital, and the importance of preparing a balance sheet annually. Jordan explains the components of a balance sheet and the significance of tracking assets and liabilities. They also delve into the concept of working capital, its calculation, and its role in maintaining financial stability.

Show Notes: https://www.agcredit.net/news/episode-72-evaluating-health-your-operation

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In this episode of AgCredit Said It, we delve into the critical topic of mental health in farming. Host Phil Young is joined by Sarah Noggle, an OSU Extension Educator from Paulding County, to discuss the findings from the Ohio Agriculture Mental Health Alliance's recent survey. Together, they explore the root causes of stress on the farm, the impact of mental health on farming operations, and practical strategies for managing stress and maintaining mental wellness. Tune in to gain valuable insights and learn how to prioritize your wellbeing in the demanding world of agriculture. Remember, the most important asset on the farm is you.

Show Notes: https://www.agcredit.net/news/episode-71-protecting-most-important-asset-farm-sarah-noggle

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In this episode of AgCredit Said It, host Matt Adams dives deep into the intricacies of farm finance with expert credit analyst Nathan Buzard. Discover what goes beyond the balance sheet in loan analysis, including the critical 5 Cs of credit: Character, Capital, Capacity, Collateral, and Conditions. Nathan shares invaluable insights on evaluating loan applications, the importance of detailed financial information, and the role of environmental practices in assessing risk. Whether you're a seasoned farmer or just starting out, this episode is packed with strategies to help you grow your farm's financial future. Tune in to learn how to navigate market volatility, the significance of a solid business plan, and the impact of succession planning on loan decisions. Don't miss this opportunity to gain expert advice and ensure your farm's long-term sustainability.

Show Notes: Episode 70: Looking at Financials Beyond the Balance Sheet with Nathan Buzard | AgCredit

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In this episode, your hosts share their favorite guests and topics from Season 3 of AgCredit Said It. Highlights include connecting to consumers to share your farm story, benefits of the LLC business structure, and benefits of working with a lending cooperative like AgCredit.

Show Notes: https://www.agcredit.net/news/episode-69-best-agcredit-said-it-season-3

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In this episode, Aaron Stoller, an experienced ag lender with a deep-rooted background in agriculture, shares the key traits of successful farmers. From his beginnings on his family farm to his diverse experiences in western New York's ag industries, Aaron shares the valuable lessons he learned along the way, and dives into his thoughts on farm profitability and management. This episode will leave you inspired and informed about the foundational principles and characteristics of successful farmers.

Show Notes: https://www.agcredit.net/news/episode-68-characteristics-successful-farmer

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We're talking all about barndominiums in this episode! Host Matt Adams chats with Nicole Schwab with Schwab Builders and Matt Gray, a mortgage loan originator at AgCredit. They discuss how barndominiums have evolved, their popularity, and how they differ from traditional homes. They also talk about how to finance a barndominium and why it's important to work with both a lender and a builder who understands the unique aspects of barndominium builds.

Show Notes: https://www.agcredit.net/news/episode-67-financing-barndominium-nicole-schwab-matt-gray

Resources mentioned in this episode:

• AgCredit Home Loans https://www.agcredit.net/loans/home-loans

• Schwab Builders https://www.schwabbuilders.net/

• Farm Science Review https://fsr.osu.edu/home

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