Most banks still treat lending as a point-in-time decision. Pull a score. Make a call. Wait.

In today’s environment, that model limits growth and weakens earnings durability.

In this episode of Banking Transformed, I speak with S. P. “Wije” Wijegoonaratna, Co-Founder and CEO of Aliya, about how AI-powered operational intelligence is transforming lending from episodic approvals into continuous, governed opportunity exploration.

Aliya’s platform connects bank-account data, marketing intelligence, risk decisioning, and post-origination monitoring into a closed loop designed to improve efficiency without increasing balance-sheet risk.

Are you operating episodically — or intelligently?

#Banking #Lending #DigitalTransformation #AI #CustomerExperience