Buying a home might seem out of reach, but are you closer than you think? In this episode, David Sidoni breaks down the five biggest questions every renter should ask before deciding if they’re ready to stop renting and start building wealth. Most first-time buyers wait longer than they need to simply because they don’t know where to start. David tackles the biggest myths about credit, savings, and affordability—plus, the simple mindset shift that could put homeownership in reach much sooner than expected.

Quote:

“Buying a home isn’t something you do after years of renting. It’s an option you should consider every time you move—because for thousands of first-time buyers, it’s been way more doable than they ever imagined.” – David Sidoni

Highlights:

1. Am I even ready to buy? Why homeownership might be closer than you think.

2. What’s the absolute minimum I need to qualify? (Credit, income, and debt-to-income ratio).

3. How much house can I afford? Why online calculators might be lying to you.

4. Are there programs that can help? Free money for first-time buyers.

5. How long does the homebuying process actually take? (Hint: It’s probably shorter than you expect).

Referenced Episodes:

• Episode 301-310 – The 10-Step First-Time Homebuyer Starter Series.

• Episode 239 – Isaiah’s story: Buying a home for less than his rent.

General Notes:

Most renters don’t know they’re ready—until they take the first step. Even if you think you’re years away, this episode helps you get real answers, not guesses, so you can take control of your future.

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David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer.

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