www.aussiefirebug.com/aff/Question (2:19)Hi AFB,Wondering if you could explain your thoughts re: dividend approach to investing.My understanding is that when a dividend is paid to investors, the company’s assets are reduced by the same amount. This in turn reduces the share price by the same amount as the dividend.If this is correct, what is the value of focusing on dividends? The only logic I can see is that once one hits FIRE, they can receive an income without the need to sell shares. Seems ok, but not a particularly compelling reason to concentrate assets to a particular market - in this case, Australia.Love your website and podcast, and hope to hear your thoughts on this.Cheers,ClintonQuestion (11:34)Hi Aussie Firebug,I'm in my 30's, and I'm looking to begin investing my money for future long-term growth.I've read on the internet about 'ready-made portfolio's' (my super company BT offers this).Do you know how they differ from managed funds? Both appear to invest in assets like eft's, shares etc, but just a bit unsure how they differ.If you know of any information that you can share, please let me know.From Matt, an Aussie Firebug follower, and FIRE aspirant.Question (20:17)Hi AFB,Thanks for your informative blogs and podcast. I've been following you for a year now and you've been such an inspiration! Keep up your content!I've just recently purchased my first investment property and was just wondering although it's too late but what are some of the key points that you look for when purchasing a property and which suburbs are your properties located in?Thank you!Edmund