Don and Tom roll through Memorial Day weekend with a little heat from the audience, a breakdown of where Americans get their financial advice (hint: it’s not great), and some solid, real-world investing guidance. They take a couple of strong listener calls—one on geopolitical market fear and another from a small business owner unsure how to save for retirement. Plus, Don flaunts a ridiculous cash stash and his new Rodecaster Pro II. Yes, it’s that kind of show.

0:04 Memorial Day weekend caller drought and listener outrage over not using cash

1:10 Don reflects on talk radio, aging, and Colonel Sanders

2:05 Gallup survey reveals where Americans get financial advice—spoiler: it’s not ideal

3:47 Breakdown of advice sources: friends, family, advisors, websites, banks, podcasts

5:23 Tom reads the actual top 10 list from Gallup—cue confusion and math jokes

7:54 Why banks may be the worst place to get financial advice

10:18 Fiduciary fail: Only 1% of advisors always act in your best interest

12:36 Sound effects galore and nobody on the phone—hello, crickets

15:53 Brad finally calls back with fears over Israel-Iran conflict and market moves

21:38 Why gold isn’t a smart hedge, even in global turmoil

23:52 The myth of timing the market, even with breaking geopolitical news

27:02 Mike calls from Lacey to argue that ditching cash detaches us from reality

31:23 Don flexes with $473 in his wallet (and a wife who gives him money)

32:23 Jason the mobile mechanic asks how to save for retirement

34:08 Jason’s stuck with an advisor—but doesn’t know what he’s invested in

36:19 The guys lay out a DIY Roth strategy and recommend ditching the advisor

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