Australian Property Talk

Banks Just Changed the Rules on Trust Lending — Here’s What It Means


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We deep dive into a groundbreaking new lending strategy for property investors — the ability to move personal property debt into a trust or company structure without changing ownership titles. We discuss what’s changed, who this strategy benefits and the crucial risks investors must understand before making the switch.

We outline how this approach can unlock borrowing power, particularly for self-employed individuals or those with multiple income sources, while warning that it may not suit early investors or PAYG earners. Through real-life examples, the conversation breaks down when and why this structure makes sense — and when it can backfire.

Main Takeaways:
📌 New lending opportunity: refinancing personal property loans into a trust.
📌 Who benefits: self-employed, high-income, multi-entity investors.
📌 Risks: limited lender support, refinancing restrictions and tax complexity.
📌 Real example: an investor unlocks $1M in borrowing power through trust structuring.
📌 Key advice: strategy must align with clear investment goals and accountant guidance.

#PropertyInvesting #WealthBuilding #FinanceStrategy #AustralianProperty #RealEstateInvesting 

Chapters
00:00 – 00:43 Introduction
00:44 – 02:00 New Lending Opportunity
02:01 – 04:00 How It Works
04:01 – 06:00 Should You Do It?
06:01 – 08:30 Trust Mechanics
08:31 – 11:00 Who Benefits
11:01 – 13:00 Strategy Setup
13:01 – 15:30 Case Study 1
15:31 – 18:00 Case Study 2
18:01 – 20:53 Wrap-Up & Next Steps

This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.

Reach out to us at www.australianpropertytalk.com.au

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Australian Property TalkBy Redom Syed


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