Best of The Steve Harvey Morning Show

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Jacque Rushin & Robyn Donaldson.

ROBYN DONALDSON & JACKIE RUSHIN

🎙️ Podcast Overview
The episode commemorates the legacy of Dr. Gladys B. West, a pioneering mathematician whose calculations led to the creation of GPS. Together, the guests discuss how her story ties into the mission of Juneteenth, the importance of STEM education, and their newly launched Westward Bound life and STEM skills program.

📚 About Dr. Gladys B. West
• Legacy: Mathematician and GPS pioneer
• Era: Born in 1930, came of age during segregation
• Alma Mater: Virginia State University (HBCU), later earned a PhD
• Recognition: Often called a “living hidden figure”—though not featured in the Hidden Figures film
• Current Home: Fredericksburg, VA

📘 Books Discussed
• It Began With a Dream: Dr. West’s memoir, chronicling her life from sharecropping roots to GPS trailblazer
• Westward Bound: A curriculum-based program developed by Dunson and Rushing inspired by Dr. West’s principles

💡 Key Themes & Insights
• Juneteenth Connection: The delayed recognition of Dr. West mirrors the delayed liberation of enslaved Black Americans
• STEM Equity: Many students aren’t underperforming—they’re underexposed. The Westward Bound program seeks to close that gap
• Mental Health & Tech: While Dr. West helped pioneer GPS, she herself still uses maps to keep her mind sharp—a warning about over-reliance on tech
• AI & Overconsumption: Dr. Rushin draws attention to how misuse of AI and technology can impair critical thinking and mental wellness
• STEM as Liberation: STEM exposure is not just about careers—it’s a path to freedom, agency, and long-term resilience

🎓 About Westward Bound
• Mission: Teach not just hard skills (STEM) but soul skills—endurance, vision, self-awareness, and purpose
• Framework: Uses the acronym W.E.S.T. (Wisdom, Endurance, Strategy, Tracking)
• Audience: Underserved communities, students, adults in transition, entrepreneurs
• Access: Currently partnering with colleges, camps, and educational programs nationwide

🔁 Personal Journeys
• Dr. Jacque Rushin: A humanitarian, mental health expert, and curriculum developer who fuses wellness and educational development
• Robyn Donaldson: A global STEM advocate and 2025 Presidential Lifetime Achievement Award recipient. She discovered Dr. West’s book and launched the movement to amplify her story

📣 Call to Action
Listeners are encouraged to include Dr. Gladys West in Juneteenth programming, integrate It Began With a Dream into school libraries, and explore the Westward Bound program as a tool for transformative education. Visit stemxposure.org or call (813) 990‑7700 for more info. #best

#straw

 #shms

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Crystal Victoria.

🎯 Purpose of the Interview

The interview aims to:

• Showcase Crystal Victoria’s work in youth entrepreneurship through her nonprofit Target Evolution, Inc.
• Promote the Teen Biz Box, a hands-on business starter kit for kids.
• Inspire parents, educators, and community leaders to support alternative career paths for youth.
• Share Crystal’s personal journey from juvenile detention to becoming an author and entrepreneur.

🔑 Key Takeaways 1. Empowering Youth Through Entrepreneurship

• Target Evolution trains youth ages 8 to 18 to earn money and gain real-world experience.
• Programs include retail and culinary entrepreneurship, with plans to expand nationally starting in Dallas and Houston.

2. Teen Biz Box: A Practical Solution

• A $100 kit that includes everything a child needs to start a small business.
• Three product options: Friendship Bracelets, Craft Notebooks, and Ceramic Coasters.
• Kids can earn up to \$150–\$200 per box by selling customized products.

3. Alternative Pathways Matter

• Not all kids are tech-focused or college-bound.
• Entrepreneurship teaches soft skills like communication, customer service, and resilience.
• Victoria emphasizes the importance of in-person interaction over purely digital business models.

4. Personal Story of Redemption

• Crystal shares her background of being in and out of juvenile detention.
• Entrepreneurship gave her purpose and a way out of street life.
• Her journey is a testament to the power of second chances and vision-driven leadership.

5. Preparing for the Future of Work

• With AI and automation changing job markets, reskilling and adaptability are key.
• Entrepreneurship offers a mindset shift that prepares youth for career transitions every 3–5 years.

🗣️ Notable Quotes

• On youth entrepreneurship:
  “An app will never replace food and eating. We need programs for culinary and hospitality entrepreneurs.”

• On her personal journey:
  “I didn’t have a Teen Biz Box. I had trouble. But I prayed to God: ‘Give me something to do with this story.’”

• On accessibility:
  “Some kids don’t have bootstraps to pull themselves up. Let’s slide down the ladder and help them climb.”

• On the Teen Biz Box:
  “Before you spend $1,000 on your kid’s business idea, give them a box. If they sell everything, maybe they’re serious.”

• On preparing for the future:
  “Long gone are the days of one career for life. Learning, unlearning, and reskilling is the new normal.”

📦 Teen Biz Box Highlights

• Contents: Product inventory, art supplies, business cards, signage, and educational materials
• Website: TeenBizBox.com
• Target Age: 8–18
• Goal: Teach entrepreneurship, communication, and self-reliance

#SHMS #STRAW #BEST

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Brett Chestnut.

Managing Director of Northwestern Mutual Goodwin, Wright Gwinnett. The conversation centers on Brett’s mission as a financial leader, his journey from engineering to financial planning, his commitment to mentoring, and his focus on expanding diversity in the financial services industry.

Brett describes how he transitioned from engineering in 2015 to financial planning because he wanted to help people regain the ability to dream—not just survive. He discusses his work in recruiting diverse advisors, supporting career‑shifting professionals, mentoring, and educating people on foundational financial decision‑making.

The interview also explores money mindsets, budgeting, the challenges of building wealth in communities of color, and the often‑overlooked emotional side of money. Brett emphasizes starting with the basics, not skipping steps (e.g., jumping straight to cryptocurrency), and building strong financial foundations.

Rushion repeatedly highlights Brett as a powerful brand and role model, underscoring the importance of Black leadership in financial fields and the role of representation in increasing trust and access.

Purpose of the Interview

The interview’s purpose is to:

1. Introduce Brett Chestnut as a trusted financial leader

Rushion aims to elevate Brett’s visibility as a Black managing director in financial services—an industry where representation has traditionally been limited.

2. Educate listeners on financial empowerment

Brett provides practical, relatable guidance on budgeting, investing, career transitions, and developing financial discipline.

3. Highlight Northwestern Mutual’s diversity initiatives

Brett explains how the company is intentionally investing in diverse advisors and underserved markets.

4. Inspire career‑based and financial self‑reflection

He encourages people to examine their spending habits, consider new career paths, and align decisions with long-term goals.

5. Promote mentorship and community uplift

Both Brett and Rushion stress the transformative power of mentorship and generational investment.

Key Takeaways

1. Financial empowerment starts with awareness

Brett urges everyone to analyze their last 2–3 months of spending to understand what their habits really prioritize.

2. You must “choose your hard”

Saving and planning may be difficult now, but the alternative is harder later. Financial success requires discipline, not magic formulas.

3. Wealth building is emotional as much as logical

Money connects to family, relationships, self‑worth, stress, and confidence. Advisors must understand clients emotionally, not just mathematically—especially women and diverse communities.

4. Don’t skip steps (especially with investing and crypto)

Many want to “get rich fast,” but Brett warns that skipping foundational steps (budgeting, savings, retirement planning) leads to confusion and poor decisions.

5. Mentorship works only with real relationship

True mentorship requires understanding someone’s full life story, not just giving advice.

6. Representation matters in financial services

Northwestern Mutual is investing heavily in diverse advisors not just for optics, but because entire markets have been historically underserved.

7. Closing the wealth gap requires generational strategy

One generation must be willing to be selfless, disciplined, and intentional with assets to move future generations forward.

8. Brett sees his work as multiplying impact

By developing new advisors and helping create “15 millionaires,” he hopes to create compounding community uplift.

Notable Quotes 

On financial empowerment

• “I want people to dream again. We’re not dreaming no more—we’re living because of obligation.”
• “When we’re born we look like our parents, but when we die, we look like our decisions.”

On career purpose

• “I help people who are successful but career‑disturbed. They want more.”

On money habits

• “Look at your last three months of spending. Your money tells you what your real priorities are.”

On investing and crypto

• “People want to skip steps… going from no savings straight to crypto.”
• “If you don’t understand it, maybe it’s not time for you to invest in it.”

On mentorship

• “To give someone feedback without relationship is harassment.”
• “Let me hear your story… mentorship starts with knowing the inner person.”

On diversity and empowerment

• “Their growth strategy is diversity… whole markets haven’t even been called on yet.”

On community and identity

• “We’re special… if we regain that confidence and approach the marketplace with courage, everything changes.”

On wealth-building reality

• “You have to choose your hard. Hard now or hard later.”

#SHMS #STRAW #BEST

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mark Mascarenhas.

Purpose of the Interview

The interview aims to educate listeners—especially entrepreneurs, small business owners, and aspiring millionaires—on financial planning, wealth management, and risk mitigation strategies. It emphasizes the importance of discipline, clarity, and professional guidance in achieving financial success and sustaining wealth across generations.

Key Takeaways

1. Financial Planning is Foundational

   • A written financial plan is the first step before any investment portfolio is built.
   • Success is defined individually—financial, health, or lifestyle goals.

2. Diversification & Risk Management

   • Digital assets like Bitcoin should only make up 2–3% of a portfolio for high-net-worth clients with high risk tolerance.
   • Fear and greed drive markets; advisors help clients maintain discipline.

3. Long-Term Care & Insurance

   • Planning for long-term care is essential, typically starting in your 50s.
   • Term life insurance early locks in health; whole life policies provide stability and living benefits.

4. Tax Strategy

   • Use tax-loss harvesting, asset location strategies, and estate planning to minimize tax burdens.
   • Estate planning focuses on transferring wealth tax-efficiently to future generations.

5. Millionaire Mindset

   • Millionaires are clear, disciplined, optimistic, and collaborative.
   • 74% of millionaires work with financial advisors vs. 34% of the general population.

6. Power of Compounding

   • Compounding interest is the cornerstone of wealth accumulation—requires patience and discipline.
   • Avoid lifestyle creep and impulsive spending, especially for younger millionaires and influencers.

7. Fiduciary Responsibility

   • Advisors act in the client’s best interest; success is mutual.
   • Trust and transparency are critical in client-advisor relationships.

Notable Quotes

• On Risk & Bitcoin:
  “You could potentially double your money, but you could also potentially lose 70% of it.”

• On Financial Planning:
  “Every dollar needs a job description.”

• On Millionaire Mindset:
  “Successful people view us as CFOs—they’re the CEOs.”

• On Compounding:
  “If you could win 72% of the time, would you play that game? Yes. That’s the stock market.”

• On Retirement Success:
  “Living the same or better lifestyle in retirement than you do today while working.”

• On Fiduciary Role:
  “We make more money when the client makes more money.”

#SHMS #BEST #STRAW

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Cherry Collier.

• Master Certified Executive Coach
• Organizational Psychologist
• Founder of Personality Matters, a multimillion-dollar consulting firm

🌟 Key Themes 1. What Is a Master Certified Executive Coach?

• Dr. Collier is credentialed by the International Coach Federation and trained in Neuro-Linguistic Programming (NLP).
• She helps individuals and organizations reach their goals through structured, science-based coaching.

2. Organizational Psychology

• Focuses on aligning people, processes, and technology for optimal performance.
• Uses diagnostics and gap analysis to tailor strategies for individuals and companies.

3. The Science of Connection

• Emphasizes the importance of relationships and emotional intelligence.
• Promotes the idea of “never walk alone” — building a supportive network is key to success.

4. Rise Framework

• Relational
• Interpersonal
• Social
• Emotional
  Used to help individuals and teams grow holistically.

5. Challenges in the Workplace

• Dr. Collier addresses modern workplace stress, technology overload, and the need for intentionality.
• Encourages people to take control of their mindset and routines (e.g., ditch the snooze button!).

6. Black Women in the Workplace

• Acknowledges systemic barriers but focuses on solutions and building strong support systems.
• Advocates for certification and professional development to access higher-level opportunities.

💬 Notable Quotes

• “Success is less about speed and more about direction.”
• “If someone knocks you down, it’s their fault. If you stay down, it’s yours.”
• “Your personality will take you into any room.”

🏢 About Her Company: Personality Matters

• Specializes in helping organizations and individuals improve performance through behavioral science.
• Ranked #9 on the University of Georgia’s Bulldog 100 list of fastest-growing businesses.

#SHMS #STRAW #BEST

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed El' Deity Princey. 

📝 Summary of the Interview

El' Deity Princey is a transformational master coach, author, and speaker with a background in social science, neuroscience, and trauma recovery. In this powerful and deeply personal interview, she shares her journey from childhood trauma and dysfunction to becoming a high-achieving coach helping others reprogram their minds, cut toxic ties, and build wealth-driven lives. Her book, Monetize a Mind That’s Colonized, and her coaching business, 11 Master Consulting, are tools she uses to empower others to transcend adversity and manifest success.

🔑 Key Takeaways 1. Mindset is the Foundation of Wealth

• “Energy is currency.” True prosperity begins with internal transformation.
• Reprogramming the subconscious mind is essential to breaking free from societal conditioning and limiting beliefs.

2. Cutting Toxic Ties

• Toxic relationships—whether personal, familial, or professional—drain energy and hinder growth.
• “When you cut toxic ties, you thrive.”
• Applies to both employees and employers: focus on those who contribute positively to your mission.

3. Coaching vs. Therapy

• Coaching focuses on present and future goals, while therapy often addresses past trauma.
• El' Deity emphasizes accountability, strategy, and results in her coaching practice.

4. Routine Builds Wealth

• Daily habits, environment, and self-care routines are critical to building internal and external wealth.
• “Everyone has a gift. Everyone has a talent.” Routine helps unlock and monetize those gifts.

5. Healing from Trauma

• She shares her personal experience with Adverse Childhood Experiences (ACES) and how childhood PTSD mirrors veteran PTSD.
• Her journey from dysfunction and cult-like environments to academic and personal success is a testament to resilience.

6. Manifestation Requires Action

• Her concept of “Coagulation Law” emphasizes that belief alone isn’t enough—resources and action are required to manifest goals.
• Life is like Monopoly: strategy and movement are key to winning.

7. Empowering Language

• Words shape reality. Avoid saying “I’m struggling”—instead, affirm your intelligence and capability.
• “Speak life into yourself.”

8. Client Success Stories

• She helped a client leave a toxic home, pursue her talents, and attract a supportive partner—demonstrating how mindset shifts lead to real-world success.

9. Accessibility & Services

• Offers free live coaching on TikTok three times a week.
• Book: Monetize a Mind That’s Colonized is available on Amazon under her real name, Princess Halo.
• Coaching and courses available through 11 Master Consulting.

💬 Notable Quotes

• “When you master your emotions, you master your reality.”
• “Healing doesn’t take years—it takes intention.”
• “I got tired of begging for crumbs of love and began to give myself loads of love.”
• “Your self-image is what you attract.”
• “Are you tired yet? If yes, it’s time to pivot.”

#SHMS #STRAW #BEST

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Jai Johnson.

🧾 Interview Summary

Dr. Jai Johnson appears on Money Making Conversations Masterclass to discuss her work as a medical provider, entrepreneur, and holistic wellness advocate. She shares how her career spans healthcare, beauty, wellness, and empowerment, all rooted in a mission to help individuals transform physically, mentally, and emotionally.

Her approach integrates:

• Preventative and family medicine
• Beauty and aesthetic services
• Mental health and mindset coaching
• Community service and giving back

Throughout the interview, she emphasizes that true wellness is holistic, requiring alignment of mind, body, and spirit, and that success stems from self-awareness, discipline, and purpose-driven living.

🎯 Purpose of the Interview

The interview serves multiple purposes:

1. Educate

• Inform listeners about integrated healthcare and aesthetic services
• Highlight the importance of root-cause analysis, not just symptom treatment

2. Inspire

• Motivate individuals to overcome challenges and pursue their goals
• Reinforce personal accountability and self-belief

3. Promote Entrepreneurship

• Showcase how healthcare professionals can build multi-dimensional businesses
• Encourage self-promotion and brand building

4. Empower the Community

• Stress access to care, mental wellness, and community uplift
• Promote her conference and services as tools for transformation

🔑 Key Takeaways 1. Holistic Health Is Essential

• Health goes beyond physical symptoms—it includes mental, emotional, and spiritual well-being
• Treatment begins with a full assessment and understanding of the person

She focuses on the “root cause” and overall condition rather than isolated issues [Dr. Jai Jo...(Podcast) | Txt]

2. Mindset Drives Results

• Success starts internally—without the right mindset, external solutions fail
• Discipline and consistency are required for transformation

“Your mindset has to be in line with your body to…conquer any of your goals” [Dr. Jai Jo...(Podcast) | Txt]

3. Accountability Is Non-Negotiable

• Clients must be willing to follow guidance
• Practitioners can guide, but change depends on the individual

“Accountability is everything… I can only do what you allow me to do” [Dr. Jai Jo...(Podcast) | Txt]

4. Pain Can Be a Source of Power

• Personal struggles can become motivation for growth and purpose
• Emotional pain is just as impactful as physical pain

She explains that pain “doesn’t determine who you are” but can motivate transformation [Dr. Jai Jo...(Podcast) | Txt]

5. Self-Promotion Is Necessary

• Entrepreneurs must actively communicate their value
• Visibility drives opportunity and business success

“If you don’t talk about yourself… it don’t make sense” [Dr. Jai Jo...(Podcast) | Txt]

6. Integration of Health, Beauty, and Business

• Her services combine:
  • Facials, skincare, and aesthetics
  • Weight management
  • Pain management without narcotics
  • Meditation and wellness coaching
• All tied together through her broader empowerment mission

7. Community and Safe Spaces Matter

• People need supportive environments to heal and grow
• Her conference and services create spaces for shared healing and expression

“Silence holds people hostage… you have to release it so you can move forward” [Dr. Jai Jo...(Podcast) | Txt]

8. Five Core Pillars Define Her Work

Her brand is built on:

1. Healthcare & wellness
2. Beauty
3. Education & professional development
4. Healing & personal transformation
5. Leadership, media & empowerment [Dr. Jai Jo...(Podcast) | Txt]

💬 Notable Quotes

Here are some of the most impactful quotes from the interview:

On Purpose & Passion

• “Medical was my compassion… my profession… my purpose.” [Dr. Jai Jo...(Podcast) | Txt]

On Mindset

• “Your mindset has to be in line with your body.” [Dr. Jai Jo...(Podcast) | Txt]

On Accountability

• “Accountability is everything.” [Dr. Jai Jo...(Podcast) | Txt]

On Pain & Growth

• “It doesn’t determine who you are… it made me who I am today.” [Dr. Jai Jo...(Podcast) | Txt]

On Self-Promotion

• “If you don’t talk about yourself… it don’t make sense.” [Dr. Jai Jo...(Podcast) | Txt]

On Confidence

• “I need for you to walk with your head up… keep moving forward.” [Dr. Jai Jo...(Podcast) | Txt]

On Healing

• “Silence holds people hostage.” [Dr. Jai Jo...(Podcast) | Txt]

✅ Bottom Line

Dr. Jai Johnson’s interview is a holistic blueprint for personal and professional transformation, emphasizing that:

• Real success begins internally
• Health, beauty, and mindset are interconnected
• Pain can fuel growth
• Accountability and discipline are critical
• Self-promotion is essential for entrepreneurial success

Her message blends wellness, motivation, and business strategy, positioning her as both a healthcare provider and an empowerment leader.

#SHMS #BEST #STRAW

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Stephanie Chung. 

A trailblazer in private aviation and author of Ally Leadership: How to Lead People Who Are Not Like You.

✈️ Key Topics Discussed 1. Stephanie Chung’s Career Journey

• Started as a baggage handler.
• Rose to become President of JetSuite and Chief Growth Officer at Wheels Up.
• One of the few African American women to lead in private aviation.

2. Understanding Private Aviation

• Private jets offer flexibility and convenience—you fly on your schedule.
• Access to 5,000+ airports vs. 500 for commercial airlines.
• Used not just by celebrities, but also high-net-worth individuals and for humanitarian missions.

3. Ally Leadership Philosophy

• Today’s workforce includes six generations, diverse ethnicities, genders, neurodiversity, and LGBTQ+ individuals.
• Leadership must evolve to meet people where they are.
• The book emphasizes inclusive leadership beyond race and gender.

4. Leadership Lessons

• Importance of human connection and empathy.
• Knowing your team beyond their job titles—understanding their lives and motivations.
• Listening is as important as speaking.

5. Generational Differences in the Workplace

• Millennials and Gen Z value work-life balance and flexibility.
• Older generations often driven by fear of being replaced or missing opportunities.
• Leaders must bridge these gaps with understanding and adaptability.

6. The Role of Fear

• Fear can hinder growth, especially in older generations.
• Fear of technology, being replaced, or taking time off.
• Good leadership helps alleviate fear and fosters collaboration.

💬 Memorable Quotes

• “You don’t have to be a celebrity to fly private. Most people who do, you’ve never heard of.”
• “Ally leadership is not just about race or gender—it’s about everyone.”
• “If it’s a problem with millennials, we raised them. Look in the mirror.”
• “The differentiator isn’t just your product—it’s the human connection.”
• “Decisions are made by people who look left, right, and forward—never behind. Stay in their line of sight.”

#STRAW

#BEST

#SHMS

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ashley Joi Boyd.

Interview Purpose

The purpose of this interview is to explore the intersection of creativity, financial literacy, ownership, and personal resilience, using Ashley Joi Boyd’s journey as a Grammy‑nominated songwriter, music publisher, real estate developer, and author as a powerful case study.

Through honest conversation, Ashley reframes success in the entertainment industry beyond fame and hits, emphasizing business ownership, financial education, mindset, and long‑term wealth building. The interview also serves as an empowerment message—particularly for women—demonstrating that financial setbacks, including bankruptcy, can become turning points rather than permanent barriers.

Major Themes & Key Takeaways 1. Songwriting Is the Heart—and the Business—of Music

Ashley explains that songwriting is not just creativity; it is the foundation of lasting success in the music industry. While artists may earn from performances, writers and publishers earn from ownership, collecting royalties every time a song is played, streamed, or used globally.

Key takeaway: Creativity generates income, but ownership generates wealth.

2. Publishing Is Where the Real Money Lives

Ashley highlights that music publishing—not performing—is the most lucrative side of the industry. By owning her publishing company, she positioned herself to earn long‑term, recurring income rather than relying on one‑time payments or constant touring.

Key takeaway: Understanding back‑end revenue streams is critical in any industry.

3. Business Knowledge Creates Leverage

Raised in an entertainment household, Ashley learned early the importance of understanding contracts, rights, and percentages. She famously walked away from a publishing deal that demanded 75% ownership—choosing long‑term control over short‑term opportunity.

Key takeaway: Walking away from the wrong deal can be the right decision.

4. Opportunity Meets Preparation

Ashley’s collaboration on Justin Bieber’s hit “Yummy” did not happen overnight. It was the result of years of preparation, proven skill, respect for her craft, and being ready when the door opened.

Key takeaway: Access opens doors, but preparation determines what happens next.

5. Financial Collapse Can Become Financial Education

Ashley openly discusses filing for bankruptcy after the 2008 housing crash—a moment she describes as devastating but transformative. With no guidance at the time, she was forced to learn money management the hard way, reshaping her relationship with credit, debt, and planning.

Key takeaway: Bankruptcy is not the end—it can be the beginning of financial mastery.

6. Financial Literacy Is Often Untaught—but Essential

Ashley stresses that many people, especially women, are never taught how to manage money, credit, or wealth. This gap inspired her book Financially Fly: Mastering Money and Wealth for Women, written to create a safe, honest space for financial conversations.

Key takeaway: Making money is not the same as knowing how to keep or grow it.

7. Wealth Is About Structure, Not Just Cash

In defining generational wealth, Ashley emphasizes trusts, insurance policies, estate planning, and real estate—structures that protect families long after income stops.

Key takeaway: Generational wealth is built with systems, not just income.

8. Invest in Yourself First

One of Ashley’s most practical strategies is prioritizing yourself as a financial line item—saving consistently, protecting your credit, and building habits that support future freedom.

Key takeaway: If you don’t prioritize yourself financially, no one else will.

9. Mindset Drives Money Patterns

Ashley underscores that many financial struggles are rooted in scarcity mindset and emotional spending. Shifting to an abundance mindset and facing numbers honestly is the first step toward change.

Key takeaway: Your mindset controls your financial outcomes.

Notable Quotes

“Songwriting is the heart and soul of a song—it’s what makes it last.”

“The real money in music is on the back end.”

“I walked away from a deal because the business wasn’t right—and that changed everything.”

“Bankruptcy forced me to learn how to protect myself.”

“Just because you know how to make money doesn’t mean you know how to keep it.”

“Generational wealth is structure—trusts, insurance, planning.”

“Put yourself on your own balance sheet.”

“Your mindset controls everything around you.”

Overall Message

Ashley Joi Boyd’s interview is a masterclass in reclaiming control—creatively, financially, and mentally. Her story demonstrates that wealth is not defined by income alone, but by ownership, education, structure, and intention.

By openly sharing both her success and setbacks, Ashley empowers listeners to stop avoiding financial truth, build sustainable habits, and believe that long‑term wealth is possible—no matter where they are starting.

#SHMS #BEST #STRAW #AMI

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.