Best of The Steve Harvey Morning Show

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Cherry Collier.

• Master Certified Executive Coach
• Organizational Psychologist
• Founder of Personality Matters, a multimillion-dollar consulting firm

🌟 Key Themes 1. What Is a Master Certified Executive Coach?

• Dr. Collier is credentialed by the International Coach Federation and trained in Neuro-Linguistic Programming (NLP).
• She helps individuals and organizations reach their goals through structured, science-based coaching.

2. Organizational Psychology

• Focuses on aligning people, processes, and technology for optimal performance.
• Uses diagnostics and gap analysis to tailor strategies for individuals and companies.

3. The Science of Connection

• Emphasizes the importance of relationships and emotional intelligence.
• Promotes the idea of “never walk alone” — building a supportive network is key to success.

4. Rise Framework

• Relational
• Interpersonal
• Social
• Emotional
  Used to help individuals and teams grow holistically.

5. Challenges in the Workplace

• Dr. Collier addresses modern workplace stress, technology overload, and the need for intentionality.
• Encourages people to take control of their mindset and routines (e.g., ditch the snooze button!).

6. Black Women in the Workplace

• Acknowledges systemic barriers but focuses on solutions and building strong support systems.
• Advocates for certification and professional development to access higher-level opportunities.

💬 Notable Quotes

• “Success is less about speed and more about direction.”
• “If someone knocks you down, it’s their fault. If you stay down, it’s yours.”
• “Your personality will take you into any room.”

🏢 About Her Company: Personality Matters

• Specializes in helping organizations and individuals improve performance through behavioral science.
• Ranked #9 on the University of Georgia’s Bulldog 100 list of fastest-growing businesses.

#SHMS #STRAW #BEST

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Willie Jolley.

SUMMARY OF THE INTERVIEW

In this energetic and motivational conversation, Hall of Fame speaker Dr. Willie Jolley joins Rushion McDonald on Money Making Conversations Masterclass to discuss his new book, “Rich Is Good, Wealthy Is Better.” The interview covers the difference between being rich and being wealthy, the mindsets required for long-term financial growth, and how individuals—no matter their background—can build generational wealth. Jolley also emphasizes discipline, humility, planning, multiple streams of income, overcoming setbacks, and the importance of insurance and protection of assets.

PURPOSE OF THE INTERVIEW

The interview aims to:

1. Introduce and promote Dr. Jolley’s new book

“Rich Is Good, Wealthy Is Better” and the teachings within it.

2. Educate listeners on the distinction between rich and wealthy

Jolley wants audiences to understand wealth in generational, not short-term, terms. 

3. Motivate individuals to shift their financial mindset

From “working money” to “mailbox money.” 

4. Empower entrepreneurs and families

To adopt discipline, drop pride, and create multigenerational financial systems. 

5. Share Jolley’s personal setback‑to‑success story

To reinforce that anyone can grow wealth with the right principles. 

KEY TAKEAWAYS 1. Rich vs. Wealthy

• Being rich = high income, often tied to active labor (e.g., athlete contracts).
• Being wealthy = passive income, ownership, generational sustainability.
• A rich football player earns millions; the team owner earns billions and doesn’t have to “run up and down the field.” 

2. The Five Money Mindsets

Jolley explains five financial mindsets:

1. One‑day mindset – living day to day.
2. 30‑day mindset – fixed incomes/check-to-check living.
3. One‑year mindset – annual thinking (raises, annual income).
4. Decade mindset – typical for entertainers/athletes with multi‑year contracts.
5. Generational mindset (Wealth Mindset) – building wealth to last multiple generations. 

Jolley’s goal: move people up just one level at a time.

3. Five Types of Wealth

Jolley breaks wealth into five categories:

1. Financial Wealth
2. Health Wealth (“A sick person has one dream; a healthy person has a thousand.” – Les Brown)
3. Relationship Wealth
4. Reputational Wealth (Brand)
5. Intellectual Capital Wealth (What you know and can charge for)

4. Discipline Is the Key

Wealth requires:

• Living below your means
• Investing the difference
• Consistency
• Avoiding arrogance and ignorance 

5. Pride Is an Enemy of Wealth

Pride leads people to overspend to keep up appearances.
Jolley argues that pride “kills wealth” and must be replaced with planning and humility. 

6. The Three Legs of Wealth

To build sustainable wealth, you need:

1. Income
2. Investment (letting money work for you)
3. Insurance (life, health, car, disability, long-term care) 

7. Multiple Streams of Income

Jolley urges everyone to build at least two streams of income from:

• Stocks
• Bonds
• Real estate
• Crypto
• Collectibles
• Jewelry
• Art
• Content creation

8. Overcoming Setbacks

Jolley details his own journey from unemployed nightclub singer to globally recognized motivational speaker.
He reinforces that a setback is a setup for a comeback—the core message of his earlier bestselling book.

9. It’s Never Too Late to Start

He cites examples of:

• A secretary who retired with $8M by investing small amounts over time
• Invested $12,000 at age 65 and grew it to $890,000 by age 72 

NOTABLE QUOTES FROM THE INTERVIEW On Time & Opportunity

• “I have only just a minute… but it’s up to me to use it.” 

On Mindset

• “Wealth starts in your mind.” 

On Rich vs. Wealthy

• “Regular folks work for their money. Wealthy people make their money work for them.” 

On Pride

• “My pride was killing my wealth.” 

On Growth & Learning

• “If you’re willing to learn, no one can stop you.” [On Setbacks

• “A setback is a setup for your greater comeback.” 

On Starting Late

• “When is the best time to plant a tree? Eighty years ago. The second-best time? Today.” 

#SHMS #STRAW #BEST

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Justin M. Lee.

Purpose of the Interview

• To showcase Dr. Lee’s journey from a young real estate agent to a multi-industry entrepreneur.
• To inspire listeners with strategies for wealth-building through real estate, construction, and logistics.
• To encourage financial literacy, ownership, and collaboration within underserved communities.
• To issue a call to action for minorities to explore opportunities like Amazon DSP and real estate investment.

Key Takeaways

1. Early Career & Education

   • Started young in real estate, embraced discomfort in rooms dominated by older professionals.
   • Leveraged millennial tech skills (social media marketing) to help veteran brokers grow.
   • Earned a doctorate degree and became a licensed real estate broker.

2. Social Media as a Business Tool

   • Built a strong presence on TikTok (90K followers) and other platforms.
   • Helped older real estate firms thrive by creating digital visibility.
   • Emphasized that “business must look as good online as in person.”

3. Financial Literacy & Homeownership

   • African-American communities often lack foundational financial knowledge.
   • Key barriers: misunderstanding credit, fear of debt, and lack of exposure to ownership benefits.
   • Advocates teaching the difference between good debt (real estate) and bad debt (consumer credit).

4. Real Estate Process

   • Initial onboarding: credit score, income, tax filing.
   • Connect clients with lenders, secure pre-approval, then negotiate and close within 30–45 days.
   • Uses property tours as motivation even for those not yet approved.

5. Pooling Resources for Wealth

   • Industry dominated by white men and foreign investors who use syndication.
   • Dr. Lee created a private family fund with fraternity brothers and friends.
   • Acquired 150+ apartment units and commercial properties by pooling resources and forming LLCs.

6. Amazon DSP Opportunity

   • Owns an Amazon Delivery Service Partner business (42 trucks, 200 employees).
   • Offers minorities a chance to apply for DSP with $10K grant.
   • Taught him true CEO skills: HR, payroll, compliance, and scaling operations.

7. Construction Business

   • Entered construction after experiencing exploitation in fix-and-flip projects.
   • Learned the business side (permits, change orders) and got licensed.
   • Built major projects like a 10,000 sq. ft. restaurant in Atlanta.
   • Advocates for Black representation in construction, an industry dominated by whites and Hispanics.

8. Personal Background

   • Raised in New Orleans during Katrina by a single mother and grandparents.
   • Mother invested FEMA checks into real estate, teaching him property management and renovation skills early.
   • Believes knowledge is power and emphasizes planning and consistency.

Notable Quotes

• On embracing discomfort:
  “I learned to embrace the uncomfort and make it one of my biggest strengths.”

• On social media:
  “You have to make your business look the same way online as in person.”

• On financial literacy:
  “Real estate is always going to be good debt. Bad debt is the Macy’s card.”

• On collaboration:
  “Pooling resources shows how far we can go and how fast we can go—but together.”

• On planning:
  “If you don’t plan, you plan to fail. All you have to do is stick to the plan.”

#SHMS #STRAW #BEST

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Jourdan Saunders.

Founder & CEO of The Resource Key
Focus: Connecting demand to decision-making in the disability, aging, and healthcare markets

Purpose of the Interview

The purpose of this conversation is to educate entrepreneurs and business leaders on how to unlock massive, overlooked market opportunities—specifically within the $23 trillion disability, aging, and healthcare sectors—by improving how companies connect end users and decision-makers (buyers). [JOURDAN SAUNDERS | Txt]

Jourdan’s mission is to help organizations turn real demand into approved decisions, ensuring critical products and services stay in business and reach the people who need them.

Core Themes

• Hidden market opportunities in aging and disability sectors
• Buyer vs. user disconnect
• Strategic decision-making in complex markets
• Accessibility and universal design
• Relationship-building and influence
• Long-term product sustainability

Key Takeaways 1. The Disability & Aging Market Is Massively Undervalued

Jourdan highlights that this space represents a $23 trillion market, yet many businesses fail to prioritize it because they misunderstand its scale and complexity. [JOURDAN SAUNDERS | Txt]

Insight: The biggest opportunities often exist where perception and reality don’t match.

2. The Buyer and User Are Often Not the Same

Unlike traditional consumer markets, many products (especially in healthcare and disability) must satisfy two audiences:

• The user (patient, senior, student)
• The buyer (insurance company, family member, institution)

“You have to speak to two different people… the user sometimes is not the buyer.” [JOURDAN SAUNDERS | Txt]

Insight: Marketing, sales, and product design must address both sides of the decision.

3. Businesses Fail Because They Don’t Understand Real Demand

Jourdan emphasizes that companies often jump to marketing before fully understanding the actual barriers and needs of their audience.

“Before you even advertise… do you even know what it is that you’re offering?” [JOURDAN SAUNDERS | Txt]

Insight: Deep customer understanding drives conversion—not just visibility.

4. Accessibility Exists Across Every Industry

Disability is not a niche—it intersects with every market and life stage, especially as populations age.

“When you take a step back and really look at how disability shows up in everyday life… there’s opportunity across any industry.” [JOURDAN SAUNDERS | Txt]

Insight: Inclusive design expands reach and revenue simultaneously.

5. Relationships Drive Decision-Making

Jourdan stresses the importance of building relationships with decision-makers early.

“You need to be able to get to the people making decisions… to get things done.” [JOURDAN SAUNDERS | Txt]

Insight: Access is as important as strategy in business growth.

6. Longevity and Lifecycle Thinking Matter

Products in this space are often used for years—even lifetimes—making sustainability critical.

Insight: Businesses must think beyond transactions and design for long-term dependency and trust.

7. The Future Is Converging Markets

By 2034, seniors will outnumber children in the U.S., accelerating the overlap between aging, healthcare, and disability markets. [JOURDAN SAUNDERS | Txt]

Insight: Companies that prepare now will dominate future demand.

Notable Quotes

• “There is something more behind this.” [JOURDAN SAUNDERS | Txt]
• “You have to speak to two different people… the user and the buyer.” [JOURDAN SAUNDERS | Txt]
• “Before you even advertise… do you know what you’re offering?” [JOURDAN SAUNDERS | Txt]
• “There’s opportunity across any industry.” [JOURDAN SAUNDERS | Txt]
• “I want it to already be there… so people aren’t searching after the fact.” [JOURDAN SAUNDERS | Txt]

Overall Impact of the Interview

This interview reframes accessibility, aging, and healthcare from being “specialty markets” to essential economic drivers. Jourdan Saunders positions her work as a bridge—ensuring innovative products survive, decisions get approved, and people receive the support they need before it’s too late.

It serves as a blueprint for:

• Entrepreneurs looking for untapped markets
• Healthcare and tech innovators
• Investors seeking long-term growth sectors
• Companies struggling with stalled deals and unclear demand

#SHMS #BEST #STRAW

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.