Best of The Steve Harvey Morning Show

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

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Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Leketa Hawkins.

Also known as the Pocketbook Strategist. She is a financial literacy advocate and business consultant based in North Carolina, offering tools and resources to help individuals and small business owners take control of their financial futures.

🔑 Key Themes and Takeaways: 💼 About Dr. Leketa Hawkins

• Founder of PocketbookStrategies.com, which offers financial literacy programs, tools, and resources.
• Also runs Hawdleigh.com, a platform for financial education courses and templates.
• Her mission is to provide low-cost or no-cost financial education to underserved communities.

💡 Financial Literacy & Upbringing

• Like many, Leketa grew up in a household where money was not discussed—a common cultural norm that left many unprepared for adult financial responsibilities.
• She emphasizes the importance of breaking generational cycles by involving children in financial conversations early.

🧠 Emotional Spending

• One of the most common financial pitfalls she sees is emotional spending—buying things to cope with stress, boredom, or celebration.
• She recommends tracking spending for one week to identify patterns and triggers.
• Online shopping makes emotional spending easier and more dangerous due to its convenience.

📊 Budgeting Strategies

• Advocates for the 50/30/20 rule:
  • 50% for needs
  • 30% for wants
  • 20% for savings or debt
• Encourages people to “name your money before you spend it”—assign every dollar a purpose.

👧🏾 Youth Financial Literacy

• Stresses the importance of teaching kids that money is a tool, not a goal.
• Encourages parents to:
  • Let kids ask financial questions.
  • Teach saving from every dollar earned.
  • Explain compound interest and the value of investing.

👩🏽‍💼 Empowering Women Financially

• Many women feel overwhelmed or disempowered financially.
• Dr. Hawkins encourages women to take small steps toward financial clarity and view financial wellness as a form of self-love.

💬 Final Lessons

• “Money doesn’t change who you are—it amplifies who you are.”
• Understanding the difference between assets and liabilities is foundational:
  • Assets put money in your pocket.
  • Liabilities take money out.

#SHMS #STRAW #BEST #AMI

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jennifer Ledwith.  

She has a business degree from the University of Oklahoma.   She is the owner of Scholar Ready, an educational services company. She meets with clients online and her company Scholar Ready tutors Math, conducts personal essay writing workshops, and prepares students for PSAT, SAT, and ACT exams.  Please welcome to Money Making Conversations Master Class Jennifer Ledwith.

Talking Points/Questions *

1. Why are HBCUs relevant?
Mr. McDonald, in your interview with Stacy Spratt of the United Negro College Fund, you mentioned the number of successful Black professionals who are products of Historically Black Colleges and Universities. Moreover, I’ve seen this success in my family, which hails from Bain Street (yes – that Bain Street in Kashmere Gardens), beginning with my grandfather, an alumnus of Texas College and Texas Southern University.

2. Whether students select an HBCU or a PWI, it’s important for them to have choices. Test scores unlock access to scholarships and academic programs. Often, African Americans are locked out of these opportunities: on average, African Americans score a 908 (out of 1600) on the SAT and a 16 (out of 36) on the ACT.

3. PSAT, SAT, and ACT aren’t for Black kids? Why should we bother?
We should bother because of the opportunities for scholarships and the opportunities to improve literacy.

4. When should my child start preparing for college?

5. Understood from a young age that education and literacy were crucial to success. 

6. People told her that her mother — a single parent with serious debt and no child support — made too much money for her to get any free money for college.

7. She didn't finish in the top 10% of her high school class (which is academic poison in her home state of Texas).

#BEST

#STRAW

#SHMS

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Maxine Cain. 

Founder of STEM Atlanta Women, joins Money Making Conversations Masterclass to discuss her mission to increase diversity in science, technology, engineering, and math (STEM) fields. She shares insights on how her organization bridges gaps for Black and Brown women in underserved communities and creates career pathways.

🔑 Key Themes & Highlights

1. Origins of STEM Atlanta Women

   • Founded in 2016, the organization was inspired by Maxine’s challenges as an HR leader in a Fortune 500 company, where recruiting women of color into innovation roles was difficult.
   • She recognized a lack of representation and cultural barriers that discouraged women from entering STEM careers.
   • Her background in corporate event planning and business development helped her secure sponsorships for STEM-focused initiatives.

2. Summerhill Community Hub

   • The organization operates out of a two-story loft space in Summerhill, Atlanta, a historically underserved community.
   • Summerhill lacked essential resources, including a bank and grocery store, for over 60 years.
   • Partnered with Carter Development, which helped provide space for STEM education and community programming.

3. STEM Education & Outreach

   • Works closely with local schools, including King Middle School, Carver Early College, Maynard Jackson High School, and Georgia State University.
   • Runs programs designed to introduce young girls to STEM careers, helping them build confidence and skills early.

4. Annual STEM Events

   • STEMinist Ball celebrates young women excelling in STEM fields by awarding crystal trophies, certificates, and graduation cords at a black-tie event.
   • STEM in the City is an afterschool program that exposes students to emerging technologies, including artificial intelligence, cybersecurity, drone technology, and flavor science with Coca-Cola.
   • Collaborated with Usher’s New Look Foundation and IBM to introduce artificial intelligence concepts to students.

5. College & Workforce Development

   • Partners with Clark Atlanta University and Emory University to provide certification programs in business intelligence and emerging technology.
   • Works with major corporations to create career pathways for Black talent.
   • Helps underserved individuals gain industry-recognized certifications for high-paying tech jobs.

6. Vision & Impact

   • Maxine started STEM Atlanta Women to create opportunities for young women who lacked access to STEM education.
   • She emphasizes mentorship, representation, and hands-on learning to help future leaders navigate STEM careers.

📘 Resources & Contact Information
Dr. Maxine Cain’s work is accessible through:
🔗 Website: STEM Atlanta Women
🔗 Social Media: @STEMAtlantaWomen

#BEST

#STRAW

#SHMS

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Derrick "D" Hayes.  

Founder and CEO of Big Dave’s Cheesesteaks, about entrepreneurship, generational wealth, and community building.

🔑 Key Themes & Highlights

Building Generational Wealth

• Hayes emphasized the importance of financial literacy and ownership in creating lasting wealth.
• He shared his journey from humble beginnings to building a multimillion-dollar restaurant empire.

Overcoming Challenges & Second Chances

• Hayes revealed that he once faced legal troubles, but a dismissed case gave him a second chance.
• He used that opportunity to turn his life around and pursue entrepreneurship.

The Story Behind Big Dave’s Cheesesteaks

• Hayes started his business in a small gas station in Atlanta, eventually expanding into a nationally recognized brand.
• He credits his grandfather’s cooking lessons for inspiring his passion for food.

Community Impact & Business Growth

• Hayes is committed to giving back to underserved communities, offering mentorship and business opportunities.
• He discussed how Black entrepreneurs can break barriers in the food industry.

📘 About Derrick Hayes
Derrick Hayes is a self-made entrepreneur who built Big Dave’s Cheesesteaks into a thriving restaurant chain. His story is one of resilience, second chances, and financial empowerment.

#AMI

#STRAW

#BEST

#SHMS

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.