Best of The Steve Harvey Morning Show

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mark Mascarenhas.

Purpose of the Interview

The interview aims to educate listeners—especially entrepreneurs, small business owners, and aspiring millionaires—on financial planning, wealth management, and risk mitigation strategies. It emphasizes the importance of discipline, clarity, and professional guidance in achieving financial success and sustaining wealth across generations.

Key Takeaways

1. Financial Planning is Foundational

   • A written financial plan is the first step before any investment portfolio is built.
   • Success is defined individually—financial, health, or lifestyle goals.

2. Diversification & Risk Management

   • Digital assets like Bitcoin should only make up 2–3% of a portfolio for high-net-worth clients with high risk tolerance.
   • Fear and greed drive markets; advisors help clients maintain discipline.

3. Long-Term Care & Insurance

   • Planning for long-term care is essential, typically starting in your 50s.
   • Term life insurance early locks in health; whole life policies provide stability and living benefits.

4. Tax Strategy

   • Use tax-loss harvesting, asset location strategies, and estate planning to minimize tax burdens.
   • Estate planning focuses on transferring wealth tax-efficiently to future generations.

5. Millionaire Mindset

   • Millionaires are clear, disciplined, optimistic, and collaborative.
   • 74% of millionaires work with financial advisors vs. 34% of the general population.

6. Power of Compounding

   • Compounding interest is the cornerstone of wealth accumulation—requires patience and discipline.
   • Avoid lifestyle creep and impulsive spending, especially for younger millionaires and influencers.

7. Fiduciary Responsibility

   • Advisors act in the client’s best interest; success is mutual.
   • Trust and transparency are critical in client-advisor relationships.

Notable Quotes

• On Risk & Bitcoin:
  “You could potentially double your money, but you could also potentially lose 70% of it.”

• On Financial Planning:
  “Every dollar needs a job description.”

• On Millionaire Mindset:
  “Successful people view us as CFOs—they’re the CEOs.”

• On Compounding:
  “If you could win 72% of the time, would you play that game? Yes. That’s the stock market.”

• On Retirement Success:
  “Living the same or better lifestyle in retirement than you do today while working.”

• On Fiduciary Role:
  “We make more money when the client makes more money.”

#SHMS #BEST #STRAW

Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success.

Business Podcast

Entrepreneurship

Small Business

Business Growth

Financial Literacy

Wealth Building

Black Entrepreneurs

Minority Business

Leadership

Executive Leadership

Business Funding

Marketing Strategies

Personal Development

Startup Advice

Sales Training

CEO Interviews

Founder Stories

Professional Development

Economic Empowerment

Business Success

Networking

Brand Building

Innovation

How to start a business

Small business funding

Entrepreneur success stories

Business leadership podcast

Wealth building strategies

Black entrepreneur podcast

Minority business development

Marketing for small businesses

Business growth strategies

Startup funding opportunities

Executive leadership training

Financial literacy education

Success mindset podcast

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Holly Cotton.

Discussed her new book, The Hard Choice: When the High Road Feels Like Losing. The conversation explored how people can navigate difficult life situations, protect their peace, manage stress, and make tough decisions even when doing the right thing does not seem to deliver immediate rewards. Holly also shared insights on entrepreneurship, authorship, and building a business around your expertise.

Interview Summary

Holly Cotton joined Money Making Conversations Master Class to discuss the powerful lessons behind her book, The Hard Choice. She explained that many people experience situations where they are hurt, disrespected, or treated unfairly and are forced to decide whether to retaliate or take the high road.

A central message from the interview was that doing the right thing is often emotionally difficult because the people who caused harm may never face visible consequences. Holly encouraged listeners to stop basing their peace and happiness on whether others receive karma or punishment and instead focus on protecting their own well-being.

The conversation also highlighted Holly's commitment to mental wellness. She discussed her free "Pause Before You Pop" resource, which helps people recognize emotional triggers and avoid making impulsive decisions they may later regret.

Rushion and Holly also connected over their experiences as cancer survivors, discussing how life-changing health challenges can reshape priorities, strengthen authenticity, and increase appreciation for peace and purpose.

In the second half of the interview, Holly shifted to entrepreneurship and publishing. She shared practical advice for aspiring authors, stressing that writing a book is only the beginning. Success comes from understanding your audience, creating a marketing strategy, and transforming your knowledge into multiple streams of income.

Key Takeaways 1. Taking the High Road Is Not Easy

Doing the right thing often feels unfair when others continue to prosper despite their behavior, but integrity ultimately serves you better than retaliation.

2. Peace Is Priceless

Protecting your mental and emotional well-being should always be a priority.

3. Stop Waiting for Karma

Your decisions should not depend on whether someone else experiences consequences for their actions.

4. You Are Not Stuck

Whether in a career, relationship, or personal situation, you have the power to create a plan and move toward a better future.

5. Manage Triggers Before They Manage You

Learning to pause before reacting can prevent emotional decisions that create long-term problems.

6. Adversity Can Create Growth

Life-changing experiences, including health challenges, can provide a new perspective on what truly matters.

7. Writing a Book Is a Business

Authors who want success must think about distribution, marketing, audience development, and revenue opportunities.

8. Know Your Target Audience

Before writing a book, know who will benefit from it and who is most likely to purchase it.

9. Create Multiple Revenue Streams

Books can lead to speaking engagements, courses, coaching programs, workshops, and digital products.

10. Success Requires Structure

Goals are achieved through planning, outlines, accountability, and consistent execution.

Memorable Quotes

"The hard choice comes in when the high road doesn't feel like winning."

"Peace is priceless, especially my peace."

"You cannot let your decision be contingent upon them getting some type of repercussion for what they did."

"Don't come to me with excuses."

"You are not stuck."

"The only person who cares about your happiness is you."

"I'm not in the book-writing business. I'm in the book-selling business."

"The most important part of writing a book is identifying your target audience."

"Everybody has a story. What is your differentiator?"

Final Thoughts

Holly Cotton delivered an inspiring and practical conversation centered on resilience, emotional intelligence, personal accountability, and entrepreneurship. Her message was clear: choosing peace over revenge, taking ownership of your happiness, and making difficult but necessary decisions are essential to personal growth. Whether discussing mental wellness or book publishing, Holly emphasized that lasting success comes from intentional choices, strategic action, and a commitment to living authentically.

#STRAW

#BEST

#SHMS

Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success.

Business Podcast

Entrepreneurship

Small Business

Business Growth

Financial Literacy

Wealth Building

Black Entrepreneurs

Minority Business

Leadership

Executive Leadership

Business Funding

Marketing Strategies

Personal Development

Startup Advice

Sales Training

CEO Interviews

Founder Stories

Professional Development

Economic Empowerment

Business Success

Networking

Brand Building

Innovation

How to start a business

Small business funding

Entrepreneur success stories

Business leadership podcast

Wealth building strategies

Black entrepreneur podcast

Minority business development

Marketing for small businesses

Business growth strategies

Startup funding opportunities

Executive leadership training

Financial literacy education

Success mindset podcast

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Booker T. Washington.

🎯 Purpose of the Interview

To spotlight Booker T. Washington’s innovative work in real estate development—specifically his creation of micro home communities in Atlanta—and to inspire underserved communities to pursue homeownership as a path to wealth, stability, and empowerment.

🧭 Key Takeaways 1. Vision Behind Teche Homes

• Teche Homes builds micro home communities (not tiny homes) ranging from 400–1000 sq ft.
• Focused on affordable, accessible homeownership in urban areas, especially for Black communities.
• Projects aim to revitalize blighted neighborhoods and promote reverse gentrification.

2. Flagship Projects

• South Park Cottages: 29 homes on 2.8 acres in College Park, GA. Sold out before construction.
• Union Park Cottages: 26 homes + coffee shop in Union City, GA. First mixed-use micro home community in the U.S.
• Upcoming: The Park at Brawley in partnership with Killer Mike and Shay Render.

3. Affordability & Impact

• Average home price: $180K–$220K.
• Average buyer: 40 years old, $80K+ income.
• Mortgage: ~$1,800/month—comparable to rent in metro areas.
• Emphasis on ownership over renting to build generational wealth.

4. Community Features

• Full-size appliances, smart home tech (e.g., palm readers, motion lights).
• Shared amenities: gardens, grills, walking paths.
• No garages—shared parking to maximize land use.

5. Social Mission

• Tackles systemic issues: housing inequality, food deserts, underfunded schools.
• Generates tax revenue to support local services (e.g., teachers, police).
• Promotes “pride of ownership” and community uplift.

6. National Raffle

• $250 entry for a chance to win a fully furnished $250K home.
• Proceeds support down payment assistance and homeownership education.
• Winner announced Christmas Eve.

💬 Notable Quotes

• “You’re not locked out. You’ve just been stifled with a vision of home availability that you don’t know you can get.”
• “We call it reverse gentrification.”
• “You can’t allow your dreams to just sit inside of you… they’re God dreams.”
• “We took a $150K piece of dirt and turned it into $6.3M of real estate value.”
• “Faith without works is dead. And we do a lot of non-work in some of these Black communities.”
• “You’ve given away $240,000 in rent by age 37. That’s your down payment.”

🔗 Call to Action

• Website: techie-homes.com
• Instagram: @techiehomes | @mrbookert

#SHMS #STRAW #BEST

Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success.

Business Podcast

Entrepreneurship

Small Business

Business Growth

Financial Literacy

Wealth Building

Black Entrepreneurs

Minority Business

Leadership

Executive Leadership

Business Funding

Marketing Strategies

Personal Development

Startup Advice

Sales Training

CEO Interviews

Founder Stories

Professional Development

Economic Empowerment

Business Success

Networking

Brand Building

Innovation

How to start a business

Small business funding

Entrepreneur success stories

Business leadership podcast

Wealth building strategies

Black entrepreneur podcast

Minority business development

Marketing for small businesses

Business growth strategies

Startup funding opportunities

Executive leadership training

Financial literacy education

Success mindset podcast

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Alaysia Miller.

A certified nurse practitioner, travel nurse practitioner, and founder of NP Luxe CPR, a Florida-based CPR training company.

Alaysia discusses her journey from nurse to travel nurse practitioner, how frontline burnout pushed her into entrepreneurship, and why she launched a CPR education business. She explains the financial and lifestyle advantages of travel nursing, the importance of mentorship, the realities of entrepreneurship, and the major CPR survival gap in Black and underserved communities.

Rushion and Alaysia also dive into leadership, negotiating contracts, building a lucrative CPR business, and empowering community health through education.

🎯 Purpose of the Interview

The interview aims to:

1. Showcase a path to financial freedom through nursing entrepreneurship

By highlighting travel nurse contracting and CPR instruction as viable wealth‑building vehicles.

2. Highlight the importance of CPR education in underserved communities

Especially addressing the survival gap in Black communities due to low CPR literacy.

3. Encourage aspiring entrepreneurs—especially women and healthcare workers

By sharing Alaysia’s experiences with mentorship, confidence building, and launching a service-based business.

4. Educate listeners on the realities of entrepreneurship

Including time demands, imposter syndrome, and the need for consistency and proper pricing.

🔑 Key Takeaways 1. Travel Nurse Practitioners Have High Earning Potential

As a staff NP she would earn $100k per year, but as a travel NP she earned $100k in six months while gaining time freedom and flexibility.

Travel NP work is paid via 1099, opening the door to tax write-offs, investment flexibility, and entrepreneurial benefits.

2. Burnout Was the Catalyst for Change

Working six days a week during COVID and the pressure of commercialized urgent-care systems led to burnout, weight gain, and loss of self. This pushed Alaysia toward traveling, where she worked half the time for double the pay.

3. CPR Survival Rates Are Lower in Black & Underserved Communities

Alaysia explains that lack of exposure, knowledge, and basic emergency training leads to significantly lower cardiac survival rates in communities of color.

She addresses this through her nonprofit We Push Health, which brings CPR and medical education to rural and urban communities.

4. You Don’t Need to Reinvent the Wheel—Mentorship Is Key

She learned about mentorship in 2024 and emphasizes that mentors help you avoid costly mistakes and speed up your path.

“Find someone who is the ideal image of what you want to be and mimic what they do.”.

5. CPR Businesses Are Lucrative and Accessible

Almost every industry requires CPR certification:

• Healthcare
• Schools & daycares
• Gyms
• Police & fire departments
• Hotels
• Tattoo studios

These make CPR instruction a strong side hustle or full-time business, especially for healthcare professionals who already understand the material.

6. Entrepreneurship Requires Real Work

Alaysia breaks down the less glamorous side of building a business:

• Imposter syndrome
• The need for consistent marketing
• Pricing confidently
• Long hours initially
• Learning branding, systems, and follow-up

“You only eat what you kill.”.

7. Communication and Adaptability Are Leadership Superpowers

Travel nursing requires walking into unfamiliar environments and leading without overpowering. She emphasizes:

• Reading the room
• Adjusting communication styles
• Delegating the right way
• Being assertive but team-oriented

“Adaptability is number one.”.

8. Negotiation Skills Changed Her Entire Career

She learned to stop undervaluing herself and start negotiating confidently:

• First contract: underpriced
• Second contract: raised rates dramatically
• Uses supply‑and‑demand to justify price increases

“You miss 100% of the shots you never take.”.]

🗣️ Notable Quotes On Entrepreneurship

• “If you know how to save a life, don’t you think you know how to run a business?”.
• “You only eat what you kill.”.

On Burnout

• “I lost myself giving it to a job.”.

On Community Health

• “They can’t know what they don’t know.”
• “Survival rates for cardiac arrest are significantly lower in communities of color because they lack access to basic emergency skills.”.

On Mentorship

• “You don’t have to reinvent the wheel to be successful.”
• “Find someone who is the ideal image of what you want to be.”.

On Negotiation

• “What’s the worst they can say? No.”

#SHMS #STRAW #BEST

Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success.

Business Podcast

Entrepreneurship

Small Business

Business Growth

Financial Literacy

Wealth Building

Black Entrepreneurs

Minority Business

Leadership

Executive Leadership

Business Funding

Marketing Strategies

Personal Development

Startup Advice

Sales Training

CEO Interviews

Founder Stories

Professional Development

Economic Empowerment

Business Success

Networking

Brand Building

Innovation

How to start a business

Small business funding

Entrepreneur success stories

Business leadership podcast

Wealth building strategies

Black entrepreneur podcast

Minority business development

Marketing for small businesses

Business growth strategies

Startup funding opportunities

Executive leadership training

Financial literacy education

Success mindset podcast

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.