Dr. Gwynn Curran-Sills wears many hats: an emergency physician, a real estate investor, and a devoted family man. Today, Gwynn talks about what he's learned growing real estate portfolio in Western Canada to 199 units, his thoughts on intergenerational wealth, and lessons from a year-long sabbatical in Spain.

Discussion Points:

- introduction (2:02)

- how Gwynn's interest in real estate developed (5:32)

- the decision to focus on real estate in Western Canada (7:50)

- Portfolio size and vision (15:32)

- Value add strategies (19:32)

- Do's and don'ts when investing out of province (20:50)

- Does real estate still provide a good inflation hedge? (23:11)

- Gwynn's why with RE investing (24:25)

- Thoughts on intergenerational wealth (26:25)

- Gwynn's sabbatical in Spain (31:00)

- What does success look like? (40:15)

Gwynn Curran-Sills:

[email protected]

www.linkedin.com/in/gwynn-curran-sills-b7778410a

Yatin Chadha:

Newsletter: https://www.beyondmd.ca/newsletter

Website: https://www.beyondmd.ca/

LinkedIn: https://www.linkedin.com/in/yatin-chadha/

Email: [email protected]

Radiology courses for clinicians:

https://beyondradiology.thinkific.com/courses/ct-head-interpretation-course

https://beyondradiology.thinkific.com/courses/master-ct-head-interpretation-course

Amex credit card referrals: https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINCnPBE&CPID=100606829

Welcome to part 2 of the wealth formula - meaningful spending.

Time stamps:

- newsletter (0:30)

- the wealth formula (0:53)

- the spending pie chart (1:39)

- the biology of spending (6:20)

- mindful spending gives us control (9:05)

- good spending focuses on relationships (10:40)

Amex credit card referrals: https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINCnPBE&CPID=100606829

Newsletter: https://www.beyondmd.ca/newsletter

Website: https://www.beyondmd.ca/

LinkedIn: https://www.linkedin.com/in/yatin-chadha/

Radiology courses for clinicians:

https://beyondradiology.thinkific.com/courses/ct-head-interpretation-course

https://beyondradiology.thinkific.com/courses/master-ct-head-interpretation-course

Books discussed in this episode:

Die with Zero:

https://www.amazon.ca/Die-Zero-Getting-Your-Money/dp/0358567092

Balance:

https://www.amazon.ca/Balance-Invest-Happiness-Health-Wealth/dp/1774580756

Welcome to the first of a 4 part series on the wealth formula.

This episode focuses on understanding and optimizing our income.

Today's episode is dedicated to our colleague, Dr. Mike Fralick, who recently passed away.

Time Stamps:

- Remembering Mike Fralick (0:06)

- Spam attacks, newsletter (1:34)

- The wealth formula (3:05)

- Optimizing income (5:30)

- Extra shifts (9:32)

- Protecting income (12:15)

- Diversifying income (14:32)

Go Fund Me for Mike's family: https://www.gofundme.com/f/michael-fralick-v5eja

Radiology courses for clinicians:

https://beyondradiology.thinkific.com/courses/ct-head-interpretation-course

https://beyondradiology.thinkific.com/courses/master-ct-head-interpretation-course

Links:

Newsletter: https://www.beyondmd.ca/newsletter

website: https://www.beyondmd.ca/

LinkedIn: https://www.linkedin.com/in/yatin-chadha/

Amex credit card referrals: 

https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINCnPBE&CPID=100606829

Today I interview the person who has taught me the most about what it takes to live a rich and meaningful life - my dad, Ashok Chadha.

We talk about the importance of dreams, curiosity, taking chances, entrepreneurship, & building an identity around multiple life pillars.

Time stamps:

- Embracing curiosity and following your dreams (2:37)

- Taking the plunge and moving to Canada (6:05)

- Finding joy at work and enjoying a long medical career (8:49)

- The fragility of life (11:39)

- Entrepreneurial venture #1 (13:47)

- Breaking the cycle of trading time for money (16:16)

- Entrepreneurial venture #2 (17:55)

- Entrepreneurial venture #3 (21:06)

- Finding balance in life (28:17)

- Healthy living and thriving in retirement (33:25)

- Closing thoughts and wisdom (40:25)

Links:

Newsletter: https://www.beyondmd.ca/newsletter

website: https://www.beyondmd.ca/

LinkedIn: https://www.linkedin.com/in/yatin-chadha/

Amex credit card referrals: https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINCnPBE&CPID=100606829

Radiology courses for clinicians:

https://beyondradiology.thinkific.com/courses/ct-head-interpretation-course

https://beyondradiology.thinkific.com/courses/master-ct-head-interpretation-course

Today I'm thrilled to host someone I've learned so much from over the years - Mike Heroux, passionate dividend growth investor. Mike has been educating Canadian retail investors for many years & is founder of Dividend Stocks Rock.

Regardless of your investing level, this episode has something for everyone.

Discussion points:

Introduction (01:53)

How Mike got started with dividend growth investing (3:37)

The dividend triangle (7:58)

How many sectors, how many stocks? (12:14)

Finding time to invest (16:48)

What about XEQT and chill? (19:32)

Managing FOMO as a dividend growth investor (23:13)

The retirement loop (25:46)

How to avoid yield traps (29:36)

Payout ratios (35:41)

Covered call ETFs (38:40)

Any other trends among Mike's best performing stocks? (45:23)

Valuation (48:24)

Rebalancing the portfolio (55:49)

Re-investing dividends (58:54)

Mike's best and worst investments (59:55)

Interesting dividend growth ideas related to AI (1:06:55)

Where to follow Mike, Dividend Stocks Rock (1:10:49)

Mike Heroux:

https://www.dividendstocksrock.com/
https://thedividendguyblog.com/podcast/
https://www.youtube.com/@DividendGuy

beyond MD links:

website: https://www.beyondmd.ca/

newsletter: https://www.beyondmd.ca/newsletter

LinkedIn: https://www.linkedin.com/in/yatin-chadha/

Radiology Courses for Clinicians:

https://beyondradiology.thinkific.com/courses/ct-head-interpretation-course

https://beyondradiology.thinkific.com/courses/master-ct-head-interpretation-course

Amex referral link: https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINCnPBE&CPID=100606829

2025 has been an incredible year full of learning, conversations, and memories on the show - thank you for making it possible!

Today, we recap the most memorable moments from beyond MD in 2025.

Wishing you and yours an enjoyable and restful holiday season.

Table of Contents:

- Living a rich and successful life with MarK McGrath & Aravind Sithamparapillai (0:45)

- Sabbatical, presence, good financial decisions with Dr. Kieran Nair (16:33)

- Long-term investing returns with Dr. Paul Healey (27:25)

- Understanding your definition of enough (33:17)

- Getting the most our of work - enjoying productivity and finding joy (36:25)

- Finding more control in medicine with Dr. Mamta Gautam (44:00)

Links:

website: https://www.beyondmd.ca/

email: [email protected]

LinkedIn: https://www.linkedin.com/in/yatin-chadha/

Radiology Courses for Clinicians:

https://beyondradiology.thinkific.com/courses/ct-head-interpretation-course

https://beyondradiology.thinkific.com/courses/master-ct-head-interpretation-course

American express referral link (for all Amex cards):

https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINC4uFw&XLINK=MYCP

Welcome to part 2 of my real estate investing journey where I cover all of my passive real estate investments.

Contents:

- MIC - Mortgage Investment Corporation (0:40)

- Private equity residential real estate development (4:02)

- Public REIT - Sienna Senior Living (8:00)

Links:

website: https://www.beyondmd.ca/

email: [email protected]

LinkedIn: https://www.linkedin.com/in/yatin-chadha/

Radiology Courses for Clinicians:

https://beyondradiology.thinkific.com/courses/ct-head-interpretation-course

https://beyondradiology.thinkific.com/courses/master-ct-head-interpretation-course

American express referral link (for all Amex cards):

https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINC4uFw&XLINK=MYCP

Welcome to my deep dive into every real estate investment I have ever made.

There's good, bad, and down right ugly!

Part 1 (this episode), focuses on my more active investments - rental properties.

Discussion points:

- why I decided to invest in real estate (1:00)

- sources of return in rental property investing (2:50)

- condo #1 (4:40)

- condo #2 (7:18)

- multifamily (9:35)

- learnings from RE investing (16:20)

Links:

website: https://www.beyondmd.ca/

email: [email protected]

LinkedIn: https://www.linkedin.com/in/yatin-chadha/

Radiology Courses for Clinicians:

https://beyondradiology.thinkific.com/courses/ct-head-interpretation-course

https://beyondradiology.thinkific.com/courses/master-ct-head-interpretation-course

American express referral link (for all Amex cards):

https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINC4uFw&XLINK=MYCP

Today I'm thrilled to host Dr. Kyle Fortinsky, an early to mid-career gastroenterologist in Ontario.

Kyle and I share something in common - we deeply value our time and the ability to spend it with our families.

With this in mind, Kyle co-founded Clever Consult - an AI-enabled software helping specialists automate and streamline the consultation process, saving many hours along the way.

Join me as I dig into Kyle's entrepreneurial journey, unpacking lessons for everyone along the way.

Discussion points:

Kyle's introduction (1:40)

Understanding Clever Consult (4:35)

- basics, target audience, EMR integration, time savings

Learning through feedback (19:45)

What it's like to build a company (23:12)

Letting go of things to free up time (28:05)

Lessons from an MBA (29:35)

What would Kyle have done differently? (32:19)

What did Kyle learn about himself? (35:45)

Ideal split between clinical medicine & entrepreneurship (38:10)

Advice to someone considering starting something (40:12)

Kyle Fortinsky:

Clever Consult: https://www.cleverconsult.ai/

Yatin Chadha:

website: https://www.beyondmd.ca/

LinkedIn: https://www.linkedin.com/in/yatin-chadha/

Amex referral: https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINCnPBE&XLINK=MYCP

Renewing a mortgage is more than just re-signing with your existing lender. Today I sit down with Elan Weintraub to discuss everything related to mortgages and renewals. Treat it like a financial checkpoint that aligns with your career, family plans, and cash flow, not just a headline rate. 

We dig into the real levers you control, and uncover key questions you should ask:

Why is a 30 year amortization often a good idea?

Considerations for paying down the mortgage faster

Why every 4% rate isn't the same (interest can compound too)

What do I need to know about adjustable vs variable rate mortgages?

What are the range of prepayment options?

Are tax strategies real or overhyped?

What are the pros and cons of mortgage laddering?

If you’ve got a renewal coming up or want to future-proof your financing, this is a concise masterclass on what actually moves the needle. 

If this helped you, subscribe, leave a review, and share it with a colleague who’s staring at a renewal letter right now.

Arya EHR: https://www.aryaehr.com/

Elan Weintraub:

https://www.linkedin.com/in/elan-weintraub-9683702/

https://mortgageoutlet.ca/

Yatin:

LinkedIn: https://www.linkedin.com/in/yatin-chadha/

Radiology Courses for Clinicians:

https://beyondradiology.thinkific.com/courses/ct-head-interpretation-course

https://beyondradiology.thinkific.com/courses/master-ct-head-interpretation-course

American express referral link (for all Amex cards):

https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINC4uFw&XLINK=MYCP