Today I interview the person who has taught me the most about what it takes to live a rich and meaningful life - my dad, Ashok Chadha.

We talk about the importance of dreams, curiosity, taking chances, entrepreneurship, & building an identity around multiple life pillars.

Time stamps:

- Embracing curiosity and following your dreams (2:37)

- Taking the plunge and moving to Canada (6:05)

- Finding joy at work and enjoying a long medical career (8:49)

- The fragility of life (11:39)

- Entrepreneurial venture #1 (13:47)

- Breaking the cycle of trading time for money (16:16)

- Entrepreneurial venture #2 (17:55)

- Entrepreneurial venture #3 (21:06)

- Finding balance in life (28:17)

- Healthy living and thriving in retirement (33:25)

- Closing thoughts and wisdom (40:25)

Links:

Newsletter: https://www.beyondmd.ca/newsletter

website: https://www.beyondmd.ca/

LinkedIn: https://www.linkedin.com/in/yatin-chadha/

Amex credit card referrals: https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINCnPBE&XLINK=MYCP

Radiology courses for clinicians:

https://beyondradiology.thinkific.com/courses/ct-head-interpretation-course

https://beyondradiology.thinkific.com/courses/master-ct-head-interpretation-course

Today I'm thrilled to host someone I've learned so much from over the years - Mike Heroux, passionate dividend growth investor. Mike has been educating Canadian retail investors for many years & is founder of Dividend Stocks Rock.

Regardless of your investing level, this episode has something for everyone.

Discussion points:

Introduction (01:53)

How Mike got started with dividend growth investing (3:37)

The dividend triangle (7:58)

How many sectors, how many stocks? (12:14)

Finding time to invest (16:48)

What about XEQT and chill? (19:32)

Managing FOMO as a dividend growth investor (23:13)

The retirement loop (25:46)

How to avoid yield traps (29:36)

Payout ratios (35:41)

Covered call ETFs (38:40)

Any other trends among Mike's best performing stocks? (45:23)

Valuation (48:24)

Rebalancing the portfolio (55:49)

Re-investing dividends (58:54)

Mike's best and worst investments (59:55)

Interesting dividend growth ideas related to AI (1:06:55)

Where to follow Mike, Dividend Stocks Rock (1:10:49)

Mike Heroux:

https://www.dividendstocksrock.com/
https://thedividendguyblog.com/podcast/
https://www.youtube.com/@DividendGuy

beyond MD links:

website: https://www.beyondmd.ca/

newsletter: https://www.beyondmd.ca/newsletter

LinkedIn: https://www.linkedin.com/in/yatin-chadha/

Radiology Courses for Clinicians:

https://beyondradiology.thinkific.com/courses/ct-head-interpretation-course

https://beyondradiology.thinkific.com/courses/master-ct-head-interpretation-course

2025 has been an incredible year full of learning, conversations, and memories on the show - thank you for making it possible!

Today, we recap the most memorable moments from beyond MD in 2025.

Wishing you and yours an enjoyable and restful holiday season.

Table of Contents:

- Living a rich and successful life with MarK McGrath & Aravind Sithamparapillai (0:45)

- Sabbatical, presence, good financial decisions with Dr. Kieran Nair (16:33)

- Long-term investing returns with Dr. Paul Healey (27:25)

- Understanding your definition of enough (33:17)

- Getting the most our of work - enjoying productivity and finding joy (36:25)

- Finding more control in medicine with Dr. Mamta Gautam (44:00)

Links:

website: https://www.beyondmd.ca/

email: [email protected]

LinkedIn: https://www.linkedin.com/in/yatin-chadha/

Radiology Courses for Clinicians:

https://beyondradiology.thinkific.com/courses/ct-head-interpretation-course

https://beyondradiology.thinkific.com/courses/master-ct-head-interpretation-course

American express referral link (for all Amex cards):

https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINC4uFw&XLINK=MYCP

Welcome to part 2 of my real estate investing journey where I cover all of my passive real estate investments.

Contents:

- MIC - Mortgage Investment Corporation (0:40)

- Private equity residential real estate development (4:02)

- Public REIT - Sienna Senior Living (8:00)

Links:

website: https://www.beyondmd.ca/

email: [email protected]

LinkedIn: https://www.linkedin.com/in/yatin-chadha/

Radiology Courses for Clinicians:

https://beyondradiology.thinkific.com/courses/ct-head-interpretation-course

https://beyondradiology.thinkific.com/courses/master-ct-head-interpretation-course

American express referral link (for all Amex cards):

https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINC4uFw&XLINK=MYCP

Welcome to my deep dive into every real estate investment I have ever made.

There's good, bad, and down right ugly!

Part 1 (this episode), focuses on my more active investments - rental properties.

Discussion points:

- why I decided to invest in real estate (1:00)

- sources of return in rental property investing (2:50)

- condo #1 (4:40)

- condo #2 (7:18)

- multifamily (9:35)

- learnings from RE investing (16:20)

Links:

website: https://www.beyondmd.ca/

email: [email protected]

LinkedIn: https://www.linkedin.com/in/yatin-chadha/

Radiology Courses for Clinicians:

https://beyondradiology.thinkific.com/courses/ct-head-interpretation-course

https://beyondradiology.thinkific.com/courses/master-ct-head-interpretation-course

American express referral link (for all Amex cards):

https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINC4uFw&XLINK=MYCP

Today I'm thrilled to host Dr. Kyle Fortinsky, an early to mid-career gastroenterologist in Ontario.

Kyle and I share something in common - we deeply value our time and the ability to spend it with our families.

With this in mind, Kyle co-founded Clever Consult - an AI-enabled software helping specialists automate and streamline the consultation process, saving many hours along the way.

Join me as I dig into Kyle's entrepreneurial journey, unpacking lessons for everyone along the way.

Discussion points:

Kyle's introduction (1:40)

Understanding Clever Consult (4:35)

- basics, target audience, EMR integration, time savings

Learning through feedback (19:45)

What it's like to build a company (23:12)

Letting go of things to free up time (28:05)

Lessons from an MBA (29:35)

What would Kyle have done differently? (32:19)

What did Kyle learn about himself? (35:45)

Ideal split between clinical medicine & entrepreneurship (38:10)

Advice to someone considering starting something (40:12)

Kyle Fortinsky:

Clever Consult: https://www.cleverconsult.ai/

Yatin Chadha:

website: https://www.beyondmd.ca/

LinkedIn: https://www.linkedin.com/in/yatin-chadha/

Amex referral: https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINCnPBE&XLINK=MYCP

Renewing a mortgage is more than just re-signing with your existing lender. Today I sit down with Elan Weintraub to discuss everything related to mortgages and renewals. Treat it like a financial checkpoint that aligns with your career, family plans, and cash flow, not just a headline rate. 

We dig into the real levers you control, and uncover key questions you should ask:

Why is a 30 year amortization often a good idea?

Considerations for paying down the mortgage faster

Why every 4% rate isn't the same (interest can compound too)

What do I need to know about adjustable vs variable rate mortgages?

What are the range of prepayment options?

Are tax strategies real or overhyped?

What are the pros and cons of mortgage laddering?

If you’ve got a renewal coming up or want to future-proof your financing, this is a concise masterclass on what actually moves the needle. 

If this helped you, subscribe, leave a review, and share it with a colleague who’s staring at a renewal letter right now.

Arya EHR: https://www.aryaehr.com/

Elan Weintraub:

https://www.linkedin.com/in/elan-weintraub-9683702/

https://mortgageoutlet.ca/

Yatin:

LinkedIn: https://www.linkedin.com/in/yatin-chadha/

Radiology Courses for Clinicians:

https://beyondradiology.thinkific.com/courses/ct-head-interpretation-course

https://beyondradiology.thinkific.com/courses/master-ct-head-interpretation-course

American express referral link (for all Amex cards):

https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINC4uFw&XLINK=MYCP

There are 2 questions I have become truly fascinated with and aim to answer in this episode:

- why do some people truly enjoy their work, while others don't?

- how do we go about finding more joy at work?

I've spent a lot of time reading around this topic and picking the brains of my fellow colleagues. Today I share what I've learned and the things I'm working on.

There are likely several nuggets you can take away and incorporate into your work.

Contents:

- Introduction (0:19)

- What 4 mid-career doctors told me when I asked them how they stay interested & motivated for work (2:15)

- Action 1: Social connection (3:52)

- Action 2: Emphasize process over finish line (6:39)

- Action 3: Introduce playfulness (13:25)

- Action 4: Gain back some control (15:08)

- Action 5: Never stop growing (18:36)

Links:

LinkedIn: https://www.linkedin.com/in/yatin-chadha/

Radiology Courses for Clinicians:

https://beyondradiology.thinkific.com/courses/ct-head-interpretation-course

https://beyondradiology.thinkific.com/courses/master-ct-head-interpretation-course

American express referral link (for all Amex cards):

https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINC4uFw&XLINK=MYCP

Today I welcome my friend and savvy investor, Dr. Kieran Nair.

Kieran is a mid-career hospitalist in BC who recently returned from a year long sabbatical in the French Riviera with his family.

Today, Kieran opens up about challenges he faced in mid-career, what led to burnout, and what he learned from his year away. He also talks about what to consider when pursuing a sabbatical and financial decisions that made this all possible.

Discussion points:

- Kieran's intro (1:42)

- Mid-career challenges (3:00)

- Recognizing burnout (8:00)

- How do we ensure our commitments & values align? (10:22)

- How many missions can we realistically have? (14:42)

- Navigating unexpected health issues (16:08)

- With a young family, is there a better window to take on new things? (19:40)

- What led to the sabbatical in the French Riviera? (22:35)

- Learning the art of being present (24:30)

- Major lessons on time (29:40)

- Sabbatical highlights (31:30)

- Tips for others thinking of a sabbatical (33:14)

- Cost of living comparison (35:55)

- What good financial decisions made this all possible? (38:30)

- How Kieran became so fascinated with finance and investing (41:20)

- How individual investors & stock pickers can develop an edge (45:15)

- Kieran's favourite investing books (50:55)

- How did Kieran's financial plan work out? (53:02)

- How much money will we need to retire? (56:08)

- Closing thoughts, Kieran's blog (59:19)

Kieran's blog:

https://financiallyfreemd.substack.com/

Yatin's Links:

LinkedIn: https://www.linkedin.com/in/yatin-chadha/

Radiology Courses for Clinicians:

https://beyondradiology.thinkific.com/courses/ct-head-interpretation-course

https://beyondradiology.thinkific.com/courses/master-ct-head-interpretation-course

American express referral link:

https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINC4uFw&XLINK=MYCP

For episode 100, I bring back my favourite person - my wife, Sima Acharya!

Sima is back by popular demand. Today we unpack some of the big decisions we've made together, discussing the factors at play and what we have learned.

Discussion points:

- Sima's update (2:25)

- Prioritizing adventures in new places earlier in life (6:38)

- Balancing now vs delayed gratification - home renovations (19:55)

- Raising the kids, learning along the way (25:35)

- Travel: how it's changed us, keeping the kids humble (35:30)

- How & where we invest our money (44:15)

My NYGH Fundraiser:

https://donate.nyghfoundation.ca/site/TR/Events/Rally_in_the_Ravine?px=1561359&pg=personal&fr_id=1310

LinkedIn:

https://www.linkedin.com/in/yatin-chadha/

https://www.linkedin.com/in/sima-acharya-a0430213/

Radiology Courses for Clinicians:

https://beyondradiology.thinkific.com/courses/ct-head-interpretation-course

https://beyondradiology.thinkific.com/courses/master-ct-head-interpretation-course

American express referral link:

https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINC4uFw&XLINK=MYCP